Compare Today’s Mortgage Rates in Ingraham, Illinois 62434
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Ingraham, Illinois 62434.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Ingraham, Illinois 62434. For a 30-year fixed loan, our calculations show that you can expect to save up to $3,040 over the lifetime of your mortgage, which translates to a monthly savings of $8 in Ingraham and other areas of Clay county.
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Summary of Average Mortgages in Ingraham, Illinois 62434
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Ingraham, Illinois 62434
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Ingraham, IL 62434. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Ingraham, Illinois 62434 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Ingraham, Illinois and around Clay county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 77.50% | 74.58% | 72.49% | 74.12% | 77.96% | 76.19% | 69.79% | 76.23% | 72.40% |
| avg mortgage rate | 6.65% | 4.80% | 3.07% | 3.34% | 4.48% | 4.64% | 4.14% | 3.80% | 3.99% |
| % 15 year fixed mortgage | 17.50% | 19.92% | 19.82% | 17.06% | 16.73% | 16.88% | 18.30% | 16.14% | 17.19% |
| avg mortgage rate | 5.73% | 4.07% | 2.26% | 2.78% | 3.79% | 3.93% | 3.27% | 2.86% | 3.15% |
| Avg credit score | 732.13 | 740.66 | 765.85 | 852.92 | 733.38 | 737.97 | 781.78 | 739.47 | 740.27 |
| Avg LTV (loan to value) | 81.98% | 85.10% | 83.47% | 85.56% | 82.92% | 81.76% | 83.43% | 83.69% | 82.26% |
| Avg DTI (debt to income) | 33.83 | 29.77 | 29.43 | 30.23 | 29.19 | 30.36 | 28.94 | 28.41 | 27.91 |
| % First time homebuyer | 50.00% | 37.71% | 33.73% | 41.76% | 41.63% | 36.36% | 35.74% | 40.36% | 39.58% |
| Avg mortgage insurance % | 13.03% | 15.19% | 13.38% | 14.67% | 11.94% | 11.78% | 12.09% | 11.26% | 11.67% |
Best Mortgage Brokers around Ingraham, Illinois 62434
For those searching for a new home in Ingraham, we have compiled a list of the top mortgage brokers located in and around Ingraham, Illinois 62434 to assist you with your search.
Name
Address
Contact
Farm Credit Service
908 Jefferson St
Lawrenceville IL 62434
(618) 943-2361
http://www.usfarmcredit.com
TitleMax Title Loans
910 N Keller Dr
Effingham IL 62434
(217) 342-5454
webinquiries@titlemax.com
Springleaf Financial Services
1304 Thelma Keller Ave
Effingham IL 62434
(217) 342-3958
compliancehelpline@slfs.com
Heights Finance
312 N Keller Dr
Effingham IL 62434
(217) 342-2801
customeradvocate@heightsfinance.com
Tower Loans
103 N Keller Dr
Effingham IL 62434
(217) 347-2344
http://towerloan.com
Address
908 Jefferson St
Lawrenceville IL
Contact
(618) 943-2361
http://www.usfarmcredit.com
Address
910 N Keller Dr
Effingham IL
Contact
(217) 342-5454
webinquiries@titlemax.com
Address
1304 Thelma Keller Ave
Effingham IL
Contact
(217) 342-3958
compliancehelpline@slfs.com