Compare Today’s Mortgage Rates for Ingraham, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Ingraham, Illinois 62434. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $3,048 or $8 / month in Ingraham and other areas of Clay county.

Our search engine explores all home mortgage options in Ingraham, Illinois 62434, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Ingraham, Illinois 62434

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ingraham, IL 62434, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Ingraham, Illinois 62434 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Ingraham, Illinois and around Clay county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ingraham, Illinois 62434

If you’re looking to buy a new home in Ingraham, we have compiled a list of the leading mortgage brokers around Ingraham, Illinois 62434 to help you with your search.

Name
Address
Contact

Farm Credit Service

908 Jefferson St

Lawrenceville IL 62434

(618) 943-2361

http://www.usfarmcredit.com

TitleMax Title Loans

910 N Keller Dr

Effingham IL 62434

(217) 342-5454

webinquiries@titlemax.com

Springleaf Financial Services

1304 Thelma Keller Ave

Effingham IL 62434

(217) 342-3958

compliancehelpline@slfs.com

Heights Finance

312 N Keller Dr

Effingham IL 62434

(217) 342-2801

customeradvocate@heightsfinance.com

Tower Loans

103 N Keller Dr

Effingham IL 62434

(217) 347-2344

http://towerloan.com

Address

908 Jefferson St

Lawrenceville IL

Contact

(618) 943-2361

http://www.usfarmcredit.com

Address

910 N Keller Dr

Effingham IL

Contact

(217) 342-5454

webinquiries@titlemax.com

Address

1304 Thelma Keller Ave

Effingham IL

Contact

(217) 342-3958

compliancehelpline@slfs.com

News on Mortgages and Reverse Mortgages for Ingraham, Illinois 62434