Compare Today’s Mortgage Rates for Jacksonville, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Jacksonville, Illinois 62651. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,521 or $13 / month in Jacksonville and other areas of Morgan county.

Our search engine explores all home mortgage options in Jacksonville, Illinois 62651, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Jacksonville, Illinois 62651

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Jacksonville, IL 62651, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Jacksonville, Illinois 62651 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Jacksonville, Illinois and around Morgan county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Jacksonville, Illinois 62651

If you’re looking to buy a new home in Jacksonville, we have compiled a list of the leading mortgage brokers around Jacksonville, Illinois 62651 to help you with your search.

Name
Address
Contact

TitleMax Title Loans

1699 W Morton Ave

Jacksonville IL 62651

(217) 243-6306

webinquiries@titlemax.com

Heights Finance Corporation

1233 W Morton Ave

Jacksonville IL 62651

(217) 245-1059

customeradvocate@heightsfinance.com

Tower Loan

404 W Morton Ave

Jacksonville IL 62651

(217) 243-5118

http://towerloan.com

Dollars Today

1166 W Morton Ave

Jacksonville IL 62651

(217) 479-0033

dtinfo@dollars-today.com

World Finance

901 W Morton Ave

Jacksonville IL 62651

(217) 245-8035

http://www.worldacceptance.com

Address

1699 W Morton Ave

Jacksonville IL

Contact

(217) 243-6306

webinquiries@titlemax.com

Address

1233 W Morton Ave

Jacksonville IL

Contact

(217) 245-1059

customeradvocate@heightsfinance.com

Address

404 W Morton Ave

Jacksonville IL

Contact

(217) 243-5118

http://towerloan.com

News on Mortgages and Reverse Mortgages for Jacksonville, Illinois 62651