Compare Today’s Mortgage Rates in Jerseyville, Illinois 62052
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Jerseyville, Illinois 62052.
Our search engine thoroughly explores all home mortgage options in Jerseyville, Illinois 62052, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $3,821 in lifetime cash or $11 per month in Jerseyville and other areas of Jersey county.
Summary of Average Mortgages in Jerseyville, Illinois 62052
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Interactive Mortgage Rate Projections for Jerseyville, Illinois 62052
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Jerseyville, IL 62052. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Jerseyville, Illinois 62052 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Jerseyville, Illinois and around Jersey county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.67% | 89.46% | 88.93% | 86.85% | 86.86% | 86.36% | 82.41% | 82.68% | 84.24% |
avg mortgage rate | 6.60% | 4.80% | 3.04% | 3.27% | 4.37% | 4.60% | 4.14% | 3.83% | 4.04% |
% 15 year fixed mortgage | 4.19% | 8.46% | 8.66% | 11.11% | 8.89% | 9.50% | 13.97% | 11.36% | 11.67% |
avg mortgage rate | 5.92% | 3.86% | 2.32% | 2.72% | 3.72% | 4.01% | 3.37% | 3.07% | 3.13% |
Avg credit score | 742.05 | 757.63 | 746.76 | 751.02 | 763.81 | 755.04 | 783.82 | 751.10 | 752.23 |
Avg LTV (loan to value) | 86.68% | 86.56% | 85.96% | 85.63% | 84.08% | 82.84% | 83.55% | 84.04% | 82.40% |
Avg DTI (debt to income) | 34.25 | 33.95 | 32.75 | 32.34 | 33.24 | 33.63 | 33.01 | 31.89 | 32.18 |
% First time homebuyer | 56.54% | 43.13% | 38.93% | 37.80% | 35.18% | 28.32% | 23.10% | 25.33% | 23.74% |
Avg mortgage insurance % | 17.32% | 16.37% | 16.02% | 15.75% | 14.12% | 13.09% | 12.89% | 13.71% | 11.98% |
Best Mortgage Brokers around Jerseyville, Illinois 62052
For those searching for a new home in Jerseyville, we have compiled a list of the top mortgage brokers located in and around Jerseyville, Illinois 62052 to assist you with your search.
Farm Credit Service of Illinois
1207 Sinclair Dr
Jerseyville IL 62052
(618) 498-5583
http://www.farmcredit.com/
Countrywide Home Loans
101 S State St
Jerseyville IL 62052
(618) 498-7856
Security Finance
1404 Windy Ln
Jerseyville IL 62052
(618) 639-0130
http://securitycorp.com
American General Financial Svc
1600 S State St
Jerseyville IL 62052
(618) 498-2117
http://www.aigag.com
State Finance Co.
202 S State St
Jerseyville IL 62052
(618) 639-0633
http://www.statefinance.com
Address
1207 Sinclair Dr
Jerseyville IL
Contact
(618) 498-5583
http://www.farmcredit.com/
Address
101 S State St
Jerseyville IL
Contact
(618) 498-7856
Address
1404 Windy Ln
Jerseyville IL
Contact
(618) 639-0130
http://securitycorp.com