Compare Today’s Mortgage Rates for Johnston City, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Johnston City, Illinois 62951. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $2,656 or $7 / month in Johnston City and other areas of Williamson county.

Our search engine explores all home mortgage options in Johnston City, Illinois 62951, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Johnston City, Illinois 62951

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Johnston City, IL 62951, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Johnston City, Illinois 62951 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Johnston City, Illinois and around Williamson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Johnston City, Illinois 62951

If you’re looking to buy a new home in Johnston City, we have compiled a list of the leading mortgage brokers around Johnston City, Illinois 62951 to help you with your search.

Name
Address
Contact

OneMain Financial

1000 N Carbon St

Marion IL 62951

(618) 997-5457

http://branches.onemainfinancial.com/il/marion/1000-n--carbon-street.html

Heights Finance

1301 Enterprise Way

Marion IL 62951

(618) 997-8788

customeradvocate@heightsfinance.com

Easy Street Acceptance

1910 W Coolidge Ave

Marion IL 62951

(618) 993-6864

info@driveeasystreet.com

Banner Finance

109 W Main St

Marion IL 62951

(618) 997-3777

gduguran@bannerfinance.com

Springleaf Financial Services

411 N Court St

Marion IL 62951

(618) 993-2106

https://www.springleaf.com/branches/IL/Marion/62959/362

Address

1000 N Carbon St

Marion IL

Contact

(618) 997-5457

http://branches.onemainfinancial.com/il/marion/1000-n--carbon-street.html

Address

1301 Enterprise Way

Marion IL

Contact

(618) 997-8788

customeradvocate@heightsfinance.com

Address

1910 W Coolidge Ave

Marion IL

Contact

(618) 993-6864

info@driveeasystreet.com

News on Mortgages and Reverse Mortgages for Johnston City, Illinois 62951