Compare Today’s Mortgage Rates in Johnston City, Illinois 62951
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Johnston City, Illinois 62951.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Johnston City, Illinois 62951. For a 30-year fixed loan, our calculations show that you can expect to save up to $2,506 over the lifetime of your mortgage, which translates to a monthly savings of $7 in Johnston City and other areas of Williamson county.
Summary of Average Mortgages in Johnston City, Illinois 62951
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Interactive Mortgage Rate Projections for Johnston City, Illinois 62951
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Johnston City, IL 62951. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Johnston City, Illinois 62951 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Johnston City, Illinois and around Williamson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Johnston City, Illinois 62951
For those searching for a new home in Johnston City, we have compiled a list of the top mortgage brokers located in and around Johnston City, Illinois 62951 to assist you with your search.
OneMain Financial
1000 N Carbon St
Marion IL 62951
(618) 997-5457
http://branches.onemainfinancial.com/il/marion/1000-n--carbon-street.html
Heights Finance
1301 Enterprise Way
Marion IL 62951
(618) 997-8788
customeradvocate@heightsfinance.com
Easy Street Acceptance
1910 W Coolidge Ave
Marion IL 62951
(618) 993-6864
info@driveeasystreet.com
Banner Finance
109 W Main St
Marion IL 62951
(618) 997-3777
gduguran@bannerfinance.com
Springleaf Financial Services
411 N Court St
Marion IL 62951
(618) 993-2106
https://www.springleaf.com/branches/IL/Marion/62959/362
Address
1000 N Carbon St
Marion IL
Contact
(618) 997-5457
http://branches.onemainfinancial.com/il/marion/1000-n--carbon-street.html
Address
1301 Enterprise Way
Marion IL
Contact
(618) 997-8788
customeradvocate@heightsfinance.com
Address
1910 W Coolidge Ave
Marion IL
Contact
(618) 993-6864
info@driveeasystreet.com