Compare Today’s Mortgage Rates in Joliet, Illinois 60435
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Joliet, Illinois 60435.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Joliet, Illinois 60435. For a 30-year fixed loan, our calculations show that you can expect to save up to $5,752 over the lifetime of your mortgage, which translates to a monthly savings of $16 in Joliet and other areas of Will county.
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Summary of Average Mortgages in Joliet, Illinois 60435
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Joliet, Illinois 60435
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Joliet, IL 60435. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Joliet, Illinois 60435 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Joliet, Illinois and around Will county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.70% | 91.55% | 92.64% | 92.26% | 91.63% | 89.07% | 89.52% | 90.14% | 87.90% |
avg mortgage rate | 6.55% | 4.65% | 3.01% | 3.33% | 4.35% | 4.62% | 4.20% | 3.92% | 4.12% |
% 15 year fixed mortgage | 5.12% | 7.24% | 6.10% | 6.35% | 6.74% | 8.89% | 8.78% | 8.29% | 10.50% |
avg mortgage rate | 5.89% | 3.86% | 2.38% | 2.89% | 3.80% | 3.99% | 3.41% | 3.14% | 3.28% |
Avg credit score | 754.55 | 763.00 | 761.19 | 760.34 | 752.29 | 758.63 | 753.97 | 752.61 | 752.89 |
Avg LTV (loan to value) | 82.05% | 82.54% | 82.90% | 83.25% | 82.78% | 80.26% | 80.47% | 81.62% | 80.80% |
Avg DTI (debt to income) | 38.37 | 36.96 | 35.28 | 35.58 | 36.76 | 36.39 | 35.91 | 35.62 | 35.50 |
% First time homebuyer | 53.23% | 49.87% | 45.48% | 46.81% | 49.14% | 40.66% | 39.34% | 41.40% | 43.05% |
Avg mortgage insurance % | 12.61% | 12.56% | 12.60% | 12.82% | 12.80% | 10.20% | 10.10% | 11.32% | 11.13% |
Best Mortgage Brokers around Joliet, Illinois 60435
For those searching for a new home in Joliet, we have compiled a list of the top mortgage brokers located in and around Joliet, Illinois 60435 to assist you with your search.
Name
Address
Contact
American Home Loans
203 Arthur Ave
Joliet IL 60435
(815) 723-4198
http://www.americanhm.com
PNC Mortgage
170 N Ottawa St
Joliet IL 60435
(815) 609-0318
http://www.pncmortgage.com
Challenge Financial Investors
16 W Van Buren St
Joliet IL 60435
(815) 726-7945
Ticor Title Insurance
116 N Chicago St
Joliet IL 60435
(815) 726-7355
wilesd@ticortitle.com
Mortgage Company of Joliet
70 McDonald Ave
Joliet IL 60435
(815) 744-9999
Address
203 Arthur Ave
Joliet IL
Contact
(815) 723-4198
http://www.americanhm.com
Address
170 N Ottawa St
Joliet IL
Contact
(815) 609-0318
http://www.pncmortgage.com
Address
16 W Van Buren St
Joliet IL
Contact
(815) 726-7945