Compare Today’s Mortgage Rates in La Fayette, Illinois 61449
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in La Fayette, Illinois 61449.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $3,205 over the lifetime of your 30-year fixed loan, or a monthly savings of $9 in La Fayette and other areas of Stark county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in La Fayette, Illinois 61449
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Interactive Mortgage Rate Projections for La Fayette, Illinois 61449
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in La Fayette, IL 61449. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in La Fayette, Illinois 61449 from 2024 - 2016
We have compiled mortgage rates charts for home loans in La Fayette, Illinois and around Stark county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.14% | 88.92% | 88.28% | 84.30% | 86.72% | 85.93% | 83.84% | 83.66% | 84.64% |
avg mortgage rate | 6.66% | 4.73% | 3.06% | 3.35% | 4.39% | 4.67% | 4.17% | 3.82% | 4.04% |
% 15 year fixed mortgage | 5.39% | 9.39% | 8.99% | 12.93% | 10.55% | 11.17% | 13.01% | 13.16% | 12.61% |
avg mortgage rate | 5.73% | 3.88% | 2.45% | 2.80% | 3.79% | 4.07% | 3.31% | 2.99% | 3.14% |
Avg credit score | 747.56 | 775.84 | 764.46 | 766.79 | 772.91 | 760.40 | 752.02 | 750.15 | 751.05 |
Avg LTV (loan to value) | 82.44% | 83.73% | 84.12% | 83.82% | 84.02% | 82.94% | 83.16% | 82.95% | 82.00% |
Avg DTI (debt to income) | 34.28 | 35.94 | 33.15 | 33.45 | 33.38 | 34.31 | 33.14 | 32.57 | 32.36 |
% First time homebuyer | 46.57% | 41.88% | 37.71% | 38.20% | 36.48% | 31.17% | 29.45% | 33.28% | 30.53% |
Avg mortgage insurance % | 13.34% | 14.11% | 13.95% | 13.93% | 14.03% | 12.93% | 11.98% | 12.69% | 11.32% |
Best Mortgage Brokers around La Fayette, Illinois 61449
For those searching for a new home in La Fayette, we have compiled a list of the top mortgage brokers located in and around La Fayette, Illinois 61449 to assist you with your search.
Title Cash
1510 E Jackson St
Macomb IL 61449
(309) 837-2274
contactus@titlecash.com
World Finance
108 N Scotland St
Macomb IL 61449
(309) 837-9062
wac200@worldacceptance.net
OneMain Financial
708 E Jackson St
Macomb IL 61449
(309) 837-4831
http://branches.onemainfinancial.com/il/macomb/708-e--jackson-street.html
Heights Finance Corporation
1200 W Jackson St
Macomb IL 61449
(309) 833-3872
customeradvocate@heightsfinance.com
Farm Credit Service
214 E Washington St
Macomb IL 61449
(309) 833-2553
http://www.farm-credit.com
Address
1510 E Jackson St
Macomb IL
Contact
(309) 837-2274
contactus@titlecash.com
Address
108 N Scotland St
Macomb IL
Contact
(309) 837-9062
wac200@worldacceptance.net
Address
708 E Jackson St
Macomb IL
Contact
(309) 837-4831
http://branches.onemainfinancial.com/il/macomb/708-e--jackson-street.html