Compare Today’s Mortgage Rates for La Fayette, Illinois

Pureloan searches mortgage lenders and major banks in La Fayette, Illinois 61449 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,213 or $9 / month is expected in La Fayette and other areas of Stark county.

Pureloan’s search engine explores all home mortgage options in La Fayette, Illinois 61449, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in La Fayette, Illinois 61449

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in La Fayette, IL 61449, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for La Fayette, Illinois 61449 from 2012 - 2019

We have compiled mortgage rate charts for home loans in La Fayette, Illinois and around Stark county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.56% 81.61% 82.82% 85.11% 82.94% 86.92% 86.18% 83.03%
avg mortgage rate 4.96% 4.68% 3.86% 3.97% 4.39% 4.07% 3.84% 4.11%
% 15 year fixed mortgage 11.81% 15.81% 14.63% 12.56% 14.37% 11.01% 11.60% 14.36%
avg mortgage rate 4.37% 3.89% 3.08% 3.10% 3.41% 3.16% 3.01% 3.20%
Avg credit score 760.45 758.55 758.54 756.99 755.11 751.65 750.63 756.66
Avg LTV (loan to value) 77.20% 77.11% 80.43% 81.27% 81.10% 82.11% 82.58% 82.46%
Avg DTI (debt to income) 32.56 33.13 31.53 32.95 33.14 33.28 32.75 33.14
% First time homebuyer 34.51% 28.23% 35.03% 36.88% 31.87% 36.38% 38.00% 34.99%
Avg mortgage insurance % 5.01% 5.22% 8.92% 10.54% 9.70% 11.47% 12.23% 11.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around La Fayette, Illinois 61449

If you’re looking to buy a new home in La Fayette, we have compiled a list of the leading mortgage brokers around La Fayette, Illinois 61449 to help you with your search.

Name
Address
Contact

Title Cash

1510 E Jackson St

Macomb IL 61449

(309) 837-2274

contactus@titlecash.com

World Finance

108 N Scotland St

Macomb IL 61449

(309) 837-9062

wac200@worldacceptance.net

OneMain Financial

708 E Jackson St

Macomb IL 61449

(309) 837-4831

http://branches.onemainfinancial.com/il/macomb/708-e--jackson-street.html

Heights Finance Corporation

1200 W Jackson St

Macomb IL 61449

(309) 833-3872

customeradvocate@heightsfinance.com

Farm Credit Service

214 E Washington St

Macomb IL 61449

(309) 833-2553

http://www.farm-credit.com

Address

1510 E Jackson St

Macomb IL

Contact

(309) 837-2274

contactus@titlecash.com

Address

108 N Scotland St

Macomb IL

Contact

(309) 837-9062

wac200@worldacceptance.net

Address

708 E Jackson St

Macomb IL

Contact

(309) 837-4831

http://branches.onemainfinancial.com/il/macomb/708-e--jackson-street.html

News on Mortgages and Reverse Mortgages for La Fayette, Illinois 61449