Compare Today’s Mortgage Rates for La Place, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in La Place, Illinois 61936. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $2,842 or $8 / month in La Place and other areas of Piatt county.

Our search engine explores all home mortgage options in La Place, Illinois 61936, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in La Place, Illinois 61936

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for La Place, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in La Place, IL 61936, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for La Place, IL

Historical Mortgage Rates for La Place, Illinois 61936 from 2013 - 2020

We have compiled mortgage rate charts for home loans in La Place, Illinois and around Piatt county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.56% 81.61% 82.82% 85.11% 82.94% 86.92% 86.18% 83.03%
avg mortgage rate 4.96% 4.68% 3.86% 3.97% 4.39% 4.07% 3.84% 4.11%
% 15 year fixed mortgage 11.81% 15.81% 14.63% 12.56% 14.37% 11.01% 11.60% 14.36%
avg mortgage rate 4.37% 3.89% 3.08% 3.10% 3.41% 3.16% 3.01% 3.20%
Avg credit score 760.45 758.55 758.54 756.99 755.11 751.65 750.63 756.66
Avg LTV (loan to value) 77.20% 77.11% 80.43% 81.27% 81.10% 82.11% 82.58% 82.46%
Avg DTI (debt to income) 32.56 33.13 31.53 32.95 33.14 33.28 32.75 33.14
% First time homebuyer 34.51% 28.23% 35.03% 36.88% 31.87% 36.38% 38.00% 34.99%
Avg mortgage insurance % 5.01% 5.22% 8.92% 10.54% 9.70% 11.47% 12.23% 11.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around La Place, Illinois 61936

If you’re looking to buy a new home in La Place, we have compiled a list of the leading mortgage brokers around La Place, Illinois 61936 to help you with your search.

Name
Address
Contact

Courtesy Loans

126 N Main St

Paris IL 61936

(217) 465-5600

http://towerloan.com

Tower Loans

126 N Main St

Paris IL 61936

(217) 465-5600

http://www.towerloan.com/

Farm Credit Service of Illinois

321 N Central Ave

Paris IL 61936

(217) 465-7605

http://farmcreditnetwork.com

Premiere Pawn & Loan

1606 Broadway Ave

Mattoon IL 61936

(217) 258-7296

http://www.facebook.com/

OneMain Financial

136 Dettro Dr

Mattoon IL 61936

(217) 235-0478

http://branches.onemainfinancial.com/il/mattoon/136-dettro-drive.html

Address

126 N Main St

Paris IL

Contact

(217) 465-5600

http://towerloan.com

Address

126 N Main St

Paris IL

Contact

(217) 465-5600

http://www.towerloan.com/

Address

321 N Central Ave

Paris IL

Contact

(217) 465-7605

http://farmcreditnetwork.com

News on Mortgages and Reverse Mortgages for La Place, Illinois 61936