Compare Today’s Mortgage Rates for Lenzburg, Illinois

Pureloan searches mortgage lenders and major banks in Lenzburg, Illinois 62255 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,082 or $11 / month is expected in Lenzburg and other areas of Saint Clair county.

Pureloan’s search engine explores all home mortgage options in Lenzburg, Illinois 62255, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Lenzburg, Illinois 62255

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Lenzburg, IL 62255, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Lenzburg, Illinois 62255 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Lenzburg, Illinois and around Saint Clair county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Lenzburg, Illinois 62255

If you’re looking to buy a new home in Lenzburg, we have compiled a list of the leading mortgage brokers around Lenzburg, Illinois 62255 to help you with your search.

Name
Address
Contact

PNC Mortgage

1207 Thouvenot Ln

O Fallon IL 62255

(618) 239-3176

http://www.pncmortgage.com/

Envoy Mortgage

852 Cambridge Blvd

O Fallon IL 62255

(618) 628-7654

info@envoymtg.com

Firstco Mortgage

1505 E Highway 50

O Fallon IL 62255

(618) 624-9800

firstco@peaknet.net

PNC Mortgage

1385 N Green Mount Rd

O Fallon IL 62255

(618) 624-2312

http://pncmortgage.com

Gershman Mortgage

630 Pierce Blvd

O Fallon IL 62255

(618) 632-3278

gershman@gershman.com

Address

1207 Thouvenot Ln

O Fallon IL

Contact

(618) 239-3176

http://www.pncmortgage.com/

Address

852 Cambridge Blvd

O Fallon IL

Contact

(618) 628-7654

info@envoymtg.com

Address

1505 E Highway 50

O Fallon IL

Contact

(618) 624-9800

firstco@peaknet.net

News on Mortgages and Reverse Mortgages for Lenzburg, Illinois 62255