Compare Today’s Mortgage Rates in Lenzburg, Illinois 62255
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Lenzburg, Illinois 62255.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $3,985 over the lifetime of your 30-year fixed loan, or a monthly savings of $11 in Lenzburg and other areas of Saint Clair county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Lenzburg, Illinois 62255
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Interactive Mortgage Rate Projections for Lenzburg, Illinois 62255
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lenzburg, IL 62255. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lenzburg, Illinois 62255 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lenzburg, Illinois and around Saint Clair county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Lenzburg, Illinois 62255
For those searching for a new home in Lenzburg, we have compiled a list of the top mortgage brokers located in and around Lenzburg, Illinois 62255 to assist you with your search.
PNC Mortgage
1207 Thouvenot Ln
O Fallon IL 62255
(618) 239-3176
http://www.pncmortgage.com/
Envoy Mortgage
852 Cambridge Blvd
O Fallon IL 62255
(618) 628-7654
info@envoymtg.com
Firstco Mortgage
1505 E Highway 50
O Fallon IL 62255
(618) 624-9800
firstco@peaknet.net
PNC Mortgage
1385 N Green Mount Rd
O Fallon IL 62255
(618) 624-2312
http://pncmortgage.com
Gershman Mortgage
630 Pierce Blvd
O Fallon IL 62255
(618) 632-3278
gershman@gershman.com
Address
1207 Thouvenot Ln
O Fallon IL
Contact
(618) 239-3176
http://www.pncmortgage.com/
Address
852 Cambridge Blvd
O Fallon IL
Contact
(618) 628-7654
info@envoymtg.com
Address
1505 E Highway 50
O Fallon IL
Contact
(618) 624-9800
firstco@peaknet.net