Compare Today’s Mortgage Rates in Lindenwood, Illinois 61049
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Lindenwood, Illinois 61049.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $6,147 over the lifetime of your 30-year fixed loan, or a monthly savings of $17 in Lindenwood and other areas of Ogle county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Lindenwood, Illinois 61049
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Lindenwood, Illinois 61049
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lindenwood, IL 61049. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lindenwood, Illinois 61049 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lindenwood, Illinois and around Ogle county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.14% | 88.92% | 88.28% | 84.30% | 86.72% | 85.93% | 83.84% | 83.66% | 84.64% |
| avg mortgage rate | 6.66% | 4.73% | 3.06% | 3.35% | 4.39% | 4.67% | 4.17% | 3.82% | 4.04% |
| % 15 year fixed mortgage | 5.39% | 9.39% | 8.99% | 12.93% | 10.55% | 11.17% | 13.01% | 13.16% | 12.61% |
| avg mortgage rate | 5.73% | 3.88% | 2.45% | 2.80% | 3.79% | 4.07% | 3.31% | 2.99% | 3.14% |
| Avg credit score | 747.56 | 775.84 | 764.46 | 766.79 | 772.91 | 760.40 | 752.02 | 750.15 | 751.05 |
| Avg LTV (loan to value) | 82.44% | 83.73% | 84.12% | 83.82% | 84.02% | 82.94% | 83.16% | 82.95% | 82.00% |
| Avg DTI (debt to income) | 34.28 | 35.94 | 33.15 | 33.45 | 33.38 | 34.31 | 33.14 | 32.57 | 32.36 |
| % First time homebuyer | 46.57% | 41.88% | 37.71% | 38.20% | 36.48% | 31.17% | 29.45% | 33.28% | 30.53% |
| Avg mortgage insurance % | 13.34% | 14.11% | 13.95% | 13.93% | 14.03% | 12.93% | 11.98% | 12.69% | 11.32% |
Best Mortgage Brokers around Lindenwood, Illinois 61049
For those searching for a new home in Lindenwood, we have compiled a list of the top mortgage brokers located in and around Lindenwood, Illinois 61049 to assist you with your search.
Name
Address
Contact
MT Carroll Bank Facility
703 S East St
Mount Carroll IL 61049
(815) 244-2261
http://www.savannathomsonstatebank.com
TitleMax Title Loans
2298 Gateway Center Dr
Belvidere IL 61049
(815) 544-5703
webinquiries@titlemax.com
Check 'n Go
128 S State St
Belvidere IL 61049
(815) 547-1900
comments@checkngo.com
Springleaf Financial Services
342 W Chrysler Dr
Belvidere IL 61049
(815) 544-3417
compliancehelpline@slfs.com
World Finance
1464 N State St
Belvidere IL 61049
(815) 544-0750
http://www.worldacceptance.com
Address
703 S East St
Mount Carroll IL
Contact
(815) 244-2261
http://www.savannathomsonstatebank.com
Address
2298 Gateway Center Dr
Belvidere IL
Contact
(815) 544-5703
webinquiries@titlemax.com
Address
128 S State St
Belvidere IL
Contact
(815) 547-1900
comments@checkngo.com