Compare Today’s Mortgage Rates for Livingston, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Livingston, Illinois 62058. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $1,872 or $5 / month in Livingston and other areas of Madison county.

Our search engine explores all home mortgage options in Livingston, Illinois 62058, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Livingston, Illinois 62058

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Livingston, IL 62058, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Livingston, Illinois 62058 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Livingston, Illinois and around Madison county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 83.52% 80.42% 82.04% 85.67% 84.46% 85.22% 84.87% 85.19%
avg mortgage rate 4.94% 4.74% 3.87% 3.96% 4.43% 4.05% 3.84% 4.08%
% 15 year fixed mortgage 12.23% 14.86% 13.97% 12.31% 11.02% 11.34% 10.46% 11.48%
avg mortgage rate 4.33% 3.99% 3.13% 3.00% 3.40% 3.17% 3.04% 3.20%
Avg credit score 762.28 759.96 757.56 756.73 753.38 752.11 750.03 752.87
Avg LTV (loan to value) 77.11% 78.67% 81.08% 81.23% 82.45% 82.38% 83.72% 83.62%
Avg DTI (debt to income) 31.55 32.21 30.99 32.23 32.29 32.75 32.60 33.27
% First time homebuyer 29.04% 25.00% 25.35% 26.64% 25.14% 24.33% 26.69% 18.15%
Avg mortgage insurance % 5.23% 6.90% 9.98% 10.90% 11.61% 12.38% 13.52% 12.73%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Livingston, Illinois 62058

If you’re looking to buy a new home in Livingston, we have compiled a list of the leading mortgage brokers around Livingston, Illinois 62058 to help you with your search.

Name
Address
Contact

World Finance

2715 N Center St

Maryville IL 62058

(618) 288-4382

http://www.worldacceptance.com/

Springleaf Financial Services

2921 N Center St

Maryville IL 62058

(618) 288-1703

compliancehelpline@slfs.com

Gateway Mortgage Group

2 Oak Dr

Maryville IL 62058

(618) 288-4700

http://www.gatewayloan.com/

Met Life Home Loans

5 Oak Dr

Maryville IL 62058

(618) 288-8600

wroddy@metlife.com

Highlands Residential Mortgage

5 Oak Dr

Maryville IL 62058

(618) 288-4700

http://gatewayloan.com

Address

2715 N Center St

Maryville IL

Contact

(618) 288-4382

http://www.worldacceptance.com/

Address

2921 N Center St

Maryville IL

Contact

(618) 288-1703

compliancehelpline@slfs.com

Address

2 Oak Dr

Maryville IL

Contact

(618) 288-4700

http://www.gatewayloan.com/

News on Mortgages and Reverse Mortgages for Livingston, Illinois 62058