Compare Today’s Mortgage Rates in Lomax, Illinois 61454
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Lomax, Illinois 61454.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Lomax, Illinois 61454. For a 30-year fixed loan, our calculations show that you can expect to save up to $2,506 over the lifetime of your mortgage, which translates to a monthly savings of $7 in Lomax and other areas of Henderson county.
Summary of Average Mortgages in Lomax, Illinois 61454
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Interactive Mortgage Rate Projections for Lomax, Illinois 61454
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lomax, IL 61454. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lomax, Illinois 61454 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lomax, Illinois and around Henderson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.14% | 88.92% | 88.28% | 84.30% | 86.72% | 85.93% | 83.84% | 83.66% | 84.64% |
| avg mortgage rate | 6.66% | 4.73% | 3.06% | 3.35% | 4.39% | 4.67% | 4.17% | 3.82% | 4.04% |
| % 15 year fixed mortgage | 5.39% | 9.39% | 8.99% | 12.93% | 10.55% | 11.17% | 13.01% | 13.16% | 12.61% |
| avg mortgage rate | 5.73% | 3.88% | 2.45% | 2.80% | 3.79% | 4.07% | 3.31% | 2.99% | 3.14% |
| Avg credit score | 747.56 | 775.84 | 764.46 | 766.79 | 772.91 | 760.40 | 752.02 | 750.15 | 751.05 |
| Avg LTV (loan to value) | 82.44% | 83.73% | 84.12% | 83.82% | 84.02% | 82.94% | 83.16% | 82.95% | 82.00% |
| Avg DTI (debt to income) | 34.28 | 35.94 | 33.15 | 33.45 | 33.38 | 34.31 | 33.14 | 32.57 | 32.36 |
| % First time homebuyer | 46.57% | 41.88% | 37.71% | 38.20% | 36.48% | 31.17% | 29.45% | 33.28% | 30.53% |
| Avg mortgage insurance % | 13.34% | 14.11% | 13.95% | 13.93% | 14.03% | 12.93% | 11.98% | 12.69% | 11.32% |
Best Mortgage Brokers around Lomax, Illinois 61454
For those searching for a new home in Lomax, we have compiled a list of the top mortgage brokers located in and around Lomax, Illinois 61454 to assist you with your search.
Title Cash
1510 E Jackson St
Macomb IL 61454
(309) 837-2274
contactus@titlecash.com
World Finance
108 N Scotland St
Macomb IL 61454
(309) 837-9062
wac200@worldacceptance.net
OneMain Financial
708 E Jackson St
Macomb IL 61454
(309) 837-4831
http://branches.onemainfinancial.com/il/macomb/708-e--jackson-street.html
Heights Finance Corporation
1200 W Jackson St
Macomb IL 61454
(309) 833-3872
customeradvocate@heightsfinance.com
Farm Credit Service
214 E Washington St
Macomb IL 61454
(309) 833-2553
http://www.farm-credit.com
Address
1510 E Jackson St
Macomb IL
Contact
(309) 837-2274
contactus@titlecash.com
Address
108 N Scotland St
Macomb IL
Contact
(309) 837-9062
wac200@worldacceptance.net
Address
708 E Jackson St
Macomb IL
Contact
(309) 837-4831
http://branches.onemainfinancial.com/il/macomb/708-e--jackson-street.html