Compare Today’s Mortgage Rates in Lovejoy, Illinois 62059
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Lovejoy, Illinois 62059.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Lovejoy, Illinois 62059. For a 30-year fixed loan, our calculations show that you can expect to save up to $5,422 over the lifetime of your mortgage, which translates to a monthly savings of $15 in Lovejoy and other areas of Saint Louis City county.
Summary of Average Mortgages in Lovejoy, Illinois 62059
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Interactive Mortgage Rate Projections for Lovejoy, Illinois 62059
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Lovejoy, IL 62059. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Lovejoy, Illinois 62059 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Lovejoy, Illinois and around Saint Louis City county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.67% | 89.46% | 88.93% | 86.85% | 86.86% | 86.36% | 82.41% | 82.68% | 84.24% |
avg mortgage rate | 6.60% | 4.80% | 3.04% | 3.27% | 4.37% | 4.60% | 4.14% | 3.83% | 4.04% |
% 15 year fixed mortgage | 4.19% | 8.46% | 8.66% | 11.11% | 8.89% | 9.50% | 13.97% | 11.36% | 11.67% |
avg mortgage rate | 5.92% | 3.86% | 2.32% | 2.72% | 3.72% | 4.01% | 3.37% | 3.07% | 3.13% |
Avg credit score | 742.05 | 757.63 | 746.76 | 751.02 | 763.81 | 755.04 | 783.82 | 751.10 | 752.23 |
Avg LTV (loan to value) | 86.68% | 86.56% | 85.96% | 85.63% | 84.08% | 82.84% | 83.55% | 84.04% | 82.40% |
Avg DTI (debt to income) | 34.25 | 33.95 | 32.75 | 32.34 | 33.24 | 33.63 | 33.01 | 31.89 | 32.18 |
% First time homebuyer | 56.54% | 43.13% | 38.93% | 37.80% | 35.18% | 28.32% | 23.10% | 25.33% | 23.74% |
Avg mortgage insurance % | 17.32% | 16.37% | 16.02% | 15.75% | 14.12% | 13.09% | 12.89% | 13.71% | 11.98% |
Best Mortgage Brokers around Lovejoy, Illinois 62059
For those searching for a new home in Lovejoy, we have compiled a list of the top mortgage brokers located in and around Lovejoy, Illinois 62059 to assist you with your search.
World Finance
2715 N Center St
Maryville IL 62059
(618) 288-4382
http://www.worldacceptance.com/
Springleaf Financial Services
2921 N Center St
Maryville IL 62059
(618) 288-1703
compliancehelpline@slfs.com
Gateway Mortgage Group
2 Oak Dr
Maryville IL 62059
(618) 288-4700
http://www.gatewayloan.com/
Met Life Home Loans
5 Oak Dr
Maryville IL 62059
(618) 288-8600
wroddy@metlife.com
Highlands Residential Mortgage
5 Oak Dr
Maryville IL 62059
(618) 288-4700
http://gatewayloan.com
Address
2715 N Center St
Maryville IL
Contact
(618) 288-4382
http://www.worldacceptance.com/
Address
2921 N Center St
Maryville IL
Contact
(618) 288-1703
compliancehelpline@slfs.com
Address
2 Oak Dr
Maryville IL
Contact
(618) 288-4700
http://www.gatewayloan.com/