Compare Today’s Mortgage Rates in Macedonia, Illinois 62860
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Macedonia, Illinois 62860.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $4,109 over the lifetime of your 30-year fixed loan, or a monthly savings of $11 in Macedonia and other areas of Hamilton county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Macedonia, Illinois 62860
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Interactive Mortgage Rate Projections for Macedonia, Illinois 62860
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Macedonia, IL 62860. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Macedonia, Illinois 62860 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Macedonia, Illinois and around Hamilton county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Macedonia, Illinois 62860
For those searching for a new home in Macedonia, we have compiled a list of the top mortgage brokers located in and around Macedonia, Illinois 62860 to assist you with your search.
World Finance
232 S 9th St
Mount Vernon IL 62860
(618) 244-5074
http://worldacceptance.com
Illinois Title Loans
3113 Broadway St
Mount Vernon IL 62860
(618) 244-3659
http://www.illinoistitleloansinc.com/
OneMain Financial
606 S 42nd St
Mount Vernon IL 62860
(618) 246-1265
http://branches.onemainfinancial.com/il/mount-vernon/606-south-42nd-street.html
Springleaf Financial Services
3300 Broadway St
Mount Vernon IL 62860
(618) 242-0210
compliancehelpline@slfs.com
Midwest Title Loans
2225 Broadway St
Mount Vernon IL 62860
(618) 241-9332
https://www.midwesttitleloans.net/Locations/ILLINOIS/Mount-Vernon/2225-BROADWAY-ST
Address
232 S 9th St
Mount Vernon IL
Contact
(618) 244-5074
http://worldacceptance.com
Address
3113 Broadway St
Mount Vernon IL
Contact
(618) 244-3659
http://www.illinoistitleloansinc.com/
Address
606 S 42nd St
Mount Vernon IL
Contact
(618) 246-1265
http://branches.onemainfinancial.com/il/mount-vernon/606-south-42nd-street.html