Compare Today’s Mortgage Rates in Maeystown, Illinois 62256
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Maeystown, Illinois 62256.
Our search engine thoroughly explores all home mortgage options in Maeystown, Illinois 62256, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,341 in lifetime cash or $15 per month in Maeystown and other areas of Monroe county.
Summary of Average Mortgages in Maeystown, Illinois 62256
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Interactive Mortgage Rate Projections for Maeystown, Illinois 62256
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Maeystown, IL 62256. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Maeystown, Illinois 62256 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Maeystown, Illinois and around Monroe county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Maeystown, Illinois 62256
For those searching for a new home in Maeystown, we have compiled a list of the top mortgage brokers located in and around Maeystown, Illinois 62256 to assist you with your search.
PNC Mortgage
1207 Thouvenot Ln
O Fallon IL 62256
(618) 239-3176
http://www.pncmortgage.com/
Envoy Mortgage
852 Cambridge Blvd
O Fallon IL 62256
(618) 628-7654
info@envoymtg.com
Firstco Mortgage
1505 E Highway 50
O Fallon IL 62256
(618) 624-9800
firstco@peaknet.net
PNC Mortgage
1385 N Green Mount Rd
O Fallon IL 62256
(618) 624-2312
http://pncmortgage.com
Gershman Mortgage
630 Pierce Blvd
O Fallon IL 62256
(618) 632-3278
gershman@gershman.com
Address
1207 Thouvenot Ln
O Fallon IL
Contact
(618) 239-3176
http://www.pncmortgage.com/
Address
852 Cambridge Blvd
O Fallon IL
Contact
(618) 628-7654
info@envoymtg.com
Address
1505 E Highway 50
O Fallon IL
Contact
(618) 624-9800
firstco@peaknet.net