Compare Today’s Mortgage Rates in Mansfield, Illinois 61854
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Mansfield, Illinois 61854.
Our search engine thoroughly explores all home mortgage options in Mansfield, Illinois 61854, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $5,752 in lifetime cash or $16 per month in Mansfield and other areas of Piatt county.
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Summary of Average Mortgages in Mansfield, Illinois 61854
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Mansfield, Illinois 61854
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Mansfield, IL 61854. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Mansfield, Illinois 61854 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Mansfield, Illinois and around Piatt county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.14% | 88.92% | 88.28% | 84.30% | 86.72% | 85.93% | 83.84% | 83.66% | 84.64% |
| avg mortgage rate | 6.66% | 4.73% | 3.06% | 3.35% | 4.39% | 4.67% | 4.17% | 3.82% | 4.04% |
| % 15 year fixed mortgage | 5.39% | 9.39% | 8.99% | 12.93% | 10.55% | 11.17% | 13.01% | 13.16% | 12.61% |
| avg mortgage rate | 5.73% | 3.88% | 2.45% | 2.80% | 3.79% | 4.07% | 3.31% | 2.99% | 3.14% |
| Avg credit score | 747.56 | 775.84 | 764.46 | 766.79 | 772.91 | 760.40 | 752.02 | 750.15 | 751.05 |
| Avg LTV (loan to value) | 82.44% | 83.73% | 84.12% | 83.82% | 84.02% | 82.94% | 83.16% | 82.95% | 82.00% |
| Avg DTI (debt to income) | 34.28 | 35.94 | 33.15 | 33.45 | 33.38 | 34.31 | 33.14 | 32.57 | 32.36 |
| % First time homebuyer | 46.57% | 41.88% | 37.71% | 38.20% | 36.48% | 31.17% | 29.45% | 33.28% | 30.53% |
| Avg mortgage insurance % | 13.34% | 14.11% | 13.95% | 13.93% | 14.03% | 12.93% | 11.98% | 12.69% | 11.32% |
Best Mortgage Brokers around Mansfield, Illinois 61854
For those searching for a new home in Mansfield, we have compiled a list of the top mortgage brokers located in and around Mansfield, Illinois 61854 to assist you with your search.
Name
Address
Contact
Collective Mortgage Service
603 N Dianne Ln
Mahomet IL 61854
(217) 590-4717
Premiere Pawn & Loan
1606 Broadway Ave
Mattoon IL 61854
(217) 258-7296
http://www.facebook.com/
OneMain Financial
136 Dettro Dr
Mattoon IL 61854
(217) 235-0478
http://branches.onemainfinancial.com/il/mattoon/136-dettro-drive.html
TitleMax Title Loans
700 Broadway Ave E
Mattoon IL 61854
(217) 235-4500
webinquiries@titlemax.com
Springleaf Financial Services
1304 Charleston Ave
Mattoon IL 61854
(217) 235-0366
compliancehelpline@slfs.com
Address
603 N Dianne Ln
Mahomet IL
Contact
(217) 590-4717
Address
1606 Broadway Ave
Mattoon IL
Contact
(217) 258-7296
http://www.facebook.com/
Address
136 Dettro Dr
Mattoon IL
Contact
(217) 235-0478
http://branches.onemainfinancial.com/il/mattoon/136-dettro-drive.html