Compare Today’s Mortgage Rates in Merna, Illinois 61758
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Merna, Illinois 61758.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Merna, Illinois 61758. For a 30-year fixed loan, our calculations show that you can expect to save up to $11,970 over the lifetime of your mortgage, which translates to a monthly savings of $33 in Merna and other areas of Mclean county.
Summary of Average Mortgages in Merna, Illinois 61758
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Interactive Mortgage Rate Projections for Merna, Illinois 61758
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Merna, IL 61758. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Merna, Illinois 61758 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Merna, Illinois and around Mclean county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.14% | 88.92% | 88.28% | 84.30% | 86.72% | 85.93% | 83.84% | 83.66% | 84.64% |
avg mortgage rate | 6.66% | 4.73% | 3.06% | 3.35% | 4.39% | 4.67% | 4.17% | 3.82% | 4.04% |
% 15 year fixed mortgage | 5.39% | 9.39% | 8.99% | 12.93% | 10.55% | 11.17% | 13.01% | 13.16% | 12.61% |
avg mortgage rate | 5.73% | 3.88% | 2.45% | 2.80% | 3.79% | 4.07% | 3.31% | 2.99% | 3.14% |
Avg credit score | 747.56 | 775.84 | 764.46 | 766.79 | 772.91 | 760.40 | 752.02 | 750.15 | 751.05 |
Avg LTV (loan to value) | 82.44% | 83.73% | 84.12% | 83.82% | 84.02% | 82.94% | 83.16% | 82.95% | 82.00% |
Avg DTI (debt to income) | 34.28 | 35.94 | 33.15 | 33.45 | 33.38 | 34.31 | 33.14 | 32.57 | 32.36 |
% First time homebuyer | 46.57% | 41.88% | 37.71% | 38.20% | 36.48% | 31.17% | 29.45% | 33.28% | 30.53% |
Avg mortgage insurance % | 13.34% | 14.11% | 13.95% | 13.93% | 14.03% | 12.93% | 11.98% | 12.69% | 11.32% |
Best Mortgage Brokers around Merna, Illinois 61758
For those searching for a new home in Merna, we have compiled a list of the top mortgage brokers located in and around Merna, Illinois 61758 to assist you with your search.
PNC Mortgage
1501 E College Ave
Normal IL 61758
(309) 451-5520
http://pncmortgage.com/
Wells Fargo Home Mortgage
108 Boeykens Pl
Normal IL 61758
(309) 452-2515
http://www.wellsfargo.com/mortgage/
1st Farm Credit Service
2000 Jacobssen Dr
Normal IL 61758
(309) 268-0100
http://1stfarmcredit.com
Illinois Title Loans
1315 S Main St
Normal IL 61758
(309) 828-5446
http://www.illinoistitleloansinc.com/
Springleaf Financial Services
1540 E College Ave
Normal IL 61758
(309) 451-1876
https://www.springleaf.com/branches/IL/Normal/61761/336
Address
1501 E College Ave
Normal IL
Contact
(309) 451-5520
http://pncmortgage.com/
Address
108 Boeykens Pl
Normal IL
Contact
(309) 452-2515
http://www.wellsfargo.com/mortgage/
Address
2000 Jacobssen Dr
Normal IL
Contact
(309) 268-0100
http://1stfarmcredit.com