Compare Today’s Mortgage Rates in Mill Shoals, Illinois 62862
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Mill Shoals, Illinois 62862.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Mill Shoals, Illinois 62862. For a 30-year fixed loan, our calculations show that you can expect to save up to $1,890 over the lifetime of your mortgage, which translates to a monthly savings of $5 in Mill Shoals and other areas of White county.
Summary of Average Mortgages in Mill Shoals, Illinois 62862
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Interactive Mortgage Rate Projections for Mill Shoals, Illinois 62862
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Mill Shoals, IL 62862. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Mill Shoals, Illinois 62862 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Mill Shoals, Illinois and around White county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Mill Shoals, Illinois 62862
For those searching for a new home in Mill Shoals, we have compiled a list of the top mortgage brokers located in and around Mill Shoals, Illinois 62862 to assist you with your search.
World Finance
232 S 9th St
Mount Vernon IL 62862
(618) 244-5074
http://worldacceptance.com
Illinois Title Loans
3113 Broadway St
Mount Vernon IL 62862
(618) 244-3659
http://www.illinoistitleloansinc.com/
OneMain Financial
606 S 42nd St
Mount Vernon IL 62862
(618) 246-1265
http://branches.onemainfinancial.com/il/mount-vernon/606-south-42nd-street.html
Springleaf Financial Services
3300 Broadway St
Mount Vernon IL 62862
(618) 242-0210
compliancehelpline@slfs.com
Midwest Title Loans
2225 Broadway St
Mount Vernon IL 62862
(618) 241-9332
https://www.midwesttitleloans.net/Locations/ILLINOIS/Mount-Vernon/2225-BROADWAY-ST
Address
232 S 9th St
Mount Vernon IL
Contact
(618) 244-5074
http://worldacceptance.com
Address
3113 Broadway St
Mount Vernon IL
Contact
(618) 244-3659
http://www.illinoistitleloansinc.com/
Address
606 S 42nd St
Mount Vernon IL
Contact
(618) 246-1265
http://branches.onemainfinancial.com/il/mount-vernon/606-south-42nd-street.html