Compare Today’s Mortgage Rates for Mill Shoals, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Mill Shoals, Illinois 62862. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $2,161 or $6 / month in Mill Shoals and other areas of White county.

Our search engine explores all home mortgage options in Mill Shoals, Illinois 62862, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Mill Shoals, Illinois 62862

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Mill Shoals, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Mill Shoals, IL 62862, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Mill Shoals, IL

Historical Mortgage Rates for Mill Shoals, Illinois 62862 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Mill Shoals, Illinois and around White county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Mill Shoals, Illinois 62862

If you’re looking to buy a new home in Mill Shoals, we have compiled a list of the leading mortgage brokers around Mill Shoals, Illinois 62862 to help you with your search.

Name
Address
Contact

World Finance

232 S 9th St

Mount Vernon IL 62862

(618) 244-5074

http://worldacceptance.com

Illinois Title Loans

3113 Broadway St

Mount Vernon IL 62862

(618) 244-3659

http://www.illinoistitleloansinc.com/

OneMain Financial

606 S 42nd St

Mount Vernon IL 62862

(618) 246-1265

http://branches.onemainfinancial.com/il/mount-vernon/606-south-42nd-street.html

Springleaf Financial Services

3300 Broadway St

Mount Vernon IL 62862

(618) 242-0210

compliancehelpline@slfs.com

Midwest Title Loans

2225 Broadway St

Mount Vernon IL 62862

(618) 241-9332

https://www.midwesttitleloans.net/Locations/ILLINOIS/Mount-Vernon/2225-BROADWAY-ST

Address

232 S 9th St

Mount Vernon IL

Contact

(618) 244-5074

http://worldacceptance.com

Address

3113 Broadway St

Mount Vernon IL

Contact

(618) 244-3659

http://www.illinoistitleloansinc.com/

Address

606 S 42nd St

Mount Vernon IL

Contact

(618) 246-1265

http://branches.onemainfinancial.com/il/mount-vernon/606-south-42nd-street.html

News on Mortgages and Reverse Mortgages for Mill Shoals, Illinois 62862