Compare Today’s Mortgage Rates in Millstadt, Illinois 62260
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Millstadt, Illinois 62260.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Millstadt, Illinois 62260. For a 30-year fixed loan, our calculations show that you can expect to save up to $7,960 over the lifetime of your mortgage, which translates to a monthly savings of $22 in Millstadt and other areas of Saint Clair county.
Summary of Average Mortgages in Millstadt, Illinois 62260
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Interactive Mortgage Rate Projections for Millstadt, Illinois 62260
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Millstadt, IL 62260. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Millstadt, Illinois 62260 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Millstadt, Illinois and around Saint Clair county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Millstadt, Illinois 62260
For those searching for a new home in Millstadt, we have compiled a list of the top mortgage brokers located in and around Millstadt, Illinois 62260 to assist you with your search.
PNC Mortgage
1207 Thouvenot Ln
O Fallon IL 62260
(618) 239-3176
http://www.pncmortgage.com/
Envoy Mortgage
852 Cambridge Blvd
O Fallon IL 62260
(618) 628-7654
info@envoymtg.com
Firstco Mortgage
1505 E Highway 50
O Fallon IL 62260
(618) 624-9800
firstco@peaknet.net
PNC Mortgage
1385 N Green Mount Rd
O Fallon IL 62260
(618) 624-2312
http://pncmortgage.com
Gershman Mortgage
630 Pierce Blvd
O Fallon IL 62260
(618) 632-3278
gershman@gershman.com
Address
1207 Thouvenot Ln
O Fallon IL
Contact
(618) 239-3176
http://www.pncmortgage.com/
Address
852 Cambridge Blvd
O Fallon IL
Contact
(618) 628-7654
info@envoymtg.com
Address
1505 E Highway 50
O Fallon IL
Contact
(618) 624-9800
firstco@peaknet.net