Compare Today’s Mortgage Rates in Milton, Illinois 62352
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Milton, Illinois 62352.
Our search engine thoroughly explores all home mortgage options in Milton, Illinois 62352, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $2,753 in lifetime cash or $8 per month in Milton and other areas of Pike county.
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Summary of Average Mortgages in Milton, Illinois 62352
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Milton, Illinois 62352
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Milton, IL 62352. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Milton, Illinois 62352 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Milton, Illinois and around Pike county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 54.55% | 65.22% | 60.47% | 77.78% | 77.14% | 73.91% | 70.00% | 75.76% | |
| avg mortgage rate | 3.96% | 3.66% | 4.06% | 4.44% | 3.97% | 3.82% | 4.75% | 4.91% | |
| % 15 year fixed mortgage | 27.27% | 26.09% | 27.91% | 13.89% | 17.14% | 19.57% | 22.00% | 18.18% | |
| avg mortgage rate | 3.67% | 3.03% | 3.07% | 3.28% | 3.08% | 2.98% | 3.88% | 4.29% | |
| Avg credit score | 755.64 | 761.04 | 753.02 | 748.28 | 757.14 | 756.20 | 741.52 | 751.17 | |
| Avg LTV (loan to value) | 82.09% | 78.26% | 79.42% | 81.83% | 77.09% | 83.20% | 80.04% | 81.48% | |
| Avg DTI (debt to income) | 33.27 | 27.85 | 32.37 | 29.28 | 29.69 | 29.89 | 30.22 | 31.45 | |
| % First time homebuyer | 27.27% | 19.57% | 11.63% | 27.78% | 31.43% | 36.96% | 30.00% | 30.30% | |
| Avg mortgage insurance % | 10.45% | 8.04% | 8.56% | 8.44% | 5.91% | 13.20% | 4.98% | 9.98% |
Best Mortgage Brokers around Milton, Illinois 62352
For those searching for a new home in Milton, we have compiled a list of the top mortgage brokers located in and around Milton, Illinois 62352 to assist you with your search.
Name
Address
Contact
TitleMax Title Loans
910 N Keller Dr
Effingham IL 62352
(217) 342-5454
webinquiries@titlemax.com
Springleaf Financial Services
1304 Thelma Keller Ave
Effingham IL 62352
(217) 342-3958
compliancehelpline@slfs.com
Heights Finance
312 N Keller Dr
Effingham IL 62352
(217) 342-2801
customeradvocate@heightsfinance.com
Tower Loans
103 N Keller Dr
Effingham IL 62352
(217) 347-2344
http://towerloan.com
Courtesy Loans
103 N Keller Dr
Effingham IL 62352
(217) 347-2344
Address
910 N Keller Dr
Effingham IL
Contact
(217) 342-5454
webinquiries@titlemax.com
Address
1304 Thelma Keller Ave
Effingham IL
Contact
(217) 342-3958
compliancehelpline@slfs.com
Address
312 N Keller Dr
Effingham IL
Contact
(217) 342-2801
customeradvocate@heightsfinance.com