Compare Today’s Mortgage Rates in Minonk, Illinois 61760
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Minonk, Illinois 61760.
Our search engine thoroughly explores all home mortgage options in Minonk, Illinois 61760, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $3,739 in lifetime cash or $10 per month in Minonk and other areas of Woodford county.
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Summary of Average Mortgages in Minonk, Illinois 61760
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Minonk, Illinois 61760
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Minonk, IL 61760. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Minonk, Illinois 61760 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Minonk, Illinois and around Woodford county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 93.14% | 88.92% | 88.28% | 84.30% | 86.72% | 85.93% | 83.84% | 83.66% | 84.64% |
| avg mortgage rate | 6.66% | 4.73% | 3.06% | 3.35% | 4.39% | 4.67% | 4.17% | 3.82% | 4.04% |
| % 15 year fixed mortgage | 5.39% | 9.39% | 8.99% | 12.93% | 10.55% | 11.17% | 13.01% | 13.16% | 12.61% |
| avg mortgage rate | 5.73% | 3.88% | 2.45% | 2.80% | 3.79% | 4.07% | 3.31% | 2.99% | 3.14% |
| Avg credit score | 747.56 | 775.84 | 764.46 | 766.79 | 772.91 | 760.40 | 752.02 | 750.15 | 751.05 |
| Avg LTV (loan to value) | 82.44% | 83.73% | 84.12% | 83.82% | 84.02% | 82.94% | 83.16% | 82.95% | 82.00% |
| Avg DTI (debt to income) | 34.28 | 35.94 | 33.15 | 33.45 | 33.38 | 34.31 | 33.14 | 32.57 | 32.36 |
| % First time homebuyer | 46.57% | 41.88% | 37.71% | 38.20% | 36.48% | 31.17% | 29.45% | 33.28% | 30.53% |
| Avg mortgage insurance % | 13.34% | 14.11% | 13.95% | 13.93% | 14.03% | 12.93% | 11.98% | 12.69% | 11.32% |
Best Mortgage Brokers around Minonk, Illinois 61760
For those searching for a new home in Minonk, we have compiled a list of the top mortgage brokers located in and around Minonk, Illinois 61760 to assist you with your search.
Name
Address
Contact
PNC Mortgage
1501 E College Ave
Normal IL 61760
(309) 451-5520
http://pncmortgage.com/
Wells Fargo Home Mortgage
108 Boeykens Pl
Normal IL 61760
(309) 452-2515
http://www.wellsfargo.com/mortgage/
1st Farm Credit Service
2000 Jacobssen Dr
Normal IL 61760
(309) 268-0100
http://1stfarmcredit.com
Illinois Title Loans
1315 S Main St
Normal IL 61760
(309) 828-5446
http://www.illinoistitleloansinc.com/
Springleaf Financial Services
1540 E College Ave
Normal IL 61760
(309) 451-1876
https://www.springleaf.com/branches/IL/Normal/61761/336
Address
1501 E College Ave
Normal IL
Contact
(309) 451-5520
http://pncmortgage.com/
Address
108 Boeykens Pl
Normal IL
Contact
(309) 452-2515
http://www.wellsfargo.com/mortgage/
Address
2000 Jacobssen Dr
Normal IL
Contact
(309) 268-0100
http://1stfarmcredit.com