Compare Today’s Mortgage Rates in Mount Pulaski, Illinois 62548
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Mount Pulaski, Illinois 62548.
Our search engine thoroughly explores all home mortgage options in Mount Pulaski, Illinois 62548, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,109 in lifetime cash or $11 per month in Mount Pulaski and other areas of Logan county.
Summary of Average Mortgages in Mount Pulaski, Illinois 62548
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Interactive Mortgage Rate Projections for Mount Pulaski, Illinois 62548
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Mount Pulaski, IL 62548. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Mount Pulaski, Illinois 62548 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Mount Pulaski, Illinois and around Logan county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Mount Pulaski, Illinois 62548
For those searching for a new home in Mount Pulaski, we have compiled a list of the top mortgage brokers located in and around Mount Pulaski, Illinois 62548 to assist you with your search.
Mortgage One Services
1 S Locust St
Pana IL 62548
(217) 562-2211
taylor.kimberly@mortgageonemi.com
Bancmac
619 5th St
Pawnee IL 62548
(217) 625-2551
ucb@bankucb1.com
Wells Fargo Home Mortgage
2950 N Water St
Decatur IL 62548
(217) 875-5967
http://www.wellsfargo.com/mortgage/
State Finance Co.
701 W Pershing Rd
Decatur IL 62548
(217) 872-7666
World Finance
3745 N Woodford St
Decatur IL 62548
(217) 876-9168
http://www.worldfinance.com/
Address
1 S Locust St
Pana IL
Contact
(217) 562-2211
taylor.kimberly@mortgageonemi.com
Address
619 5th St
Pawnee IL
Contact
(217) 625-2551
ucb@bankucb1.com
Address
2950 N Water St
Decatur IL
Contact
(217) 875-5967
http://www.wellsfargo.com/mortgage/