Compare Today’s Mortgage Rates for Newton, Illinois

Pureloan searches mortgage lenders and major banks in Newton, Illinois 62448 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,661 or $10 / month is expected in Newton and other areas of Jasper county.

Pureloan’s search engine explores all home mortgage options in Newton, Illinois 62448, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Newton, Illinois 62448

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Newton, IL 62448, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Newton, Illinois 62448 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Newton, Illinois and around Jasper county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Newton, Illinois 62448

If you’re looking to buy a new home in Newton, we have compiled a list of the leading mortgage brokers around Newton, Illinois 62448 to help you with your search.

Name
Address
Contact

Cash Store

1005 N West St

Olney IL 62448

(618) 395-9700

http://www.cashstore.com

Security Finance

315 S Whittle Ave

Olney IL 62448

(618) 395-6131

il_0979@sfcbranches.com

State Finance Co.

313 S Whittle Ave

Olney IL 62448

(618) 392-7540

Personal Finance Co.

323 S Whittle Ave

Olney IL 62448

(618) 395-2177

pfcinfo@pfcloan.com

TitleMax Title Loans

910 N Keller Dr

Effingham IL 62448

(217) 342-5454

webinquiries@titlemax.com

Address

1005 N West St

Olney IL

Contact

(618) 395-9700

http://www.cashstore.com

Address

315 S Whittle Ave

Olney IL

Contact

(618) 395-6131

il_0979@sfcbranches.com

Address

313 S Whittle Ave

Olney IL

Contact

(618) 392-7540

News on Mortgages and Reverse Mortgages for Newton, Illinois 62448