Compare Today’s Mortgage Rates in Normal, Illinois 61761
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Normal, Illinois 61761.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Normal, Illinois 61761. For a 30-year fixed loan, our calculations show that you can expect to save up to $6,147 over the lifetime of your mortgage, which translates to a monthly savings of $17 in Normal and other areas of Mclean county.
Summary of Average Mortgages in Normal, Illinois 61761
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Interactive Mortgage Rate Projections for Normal, Illinois 61761
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Normal, IL 61761. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Normal, Illinois 61761 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Normal, Illinois and around Mclean county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.14% | 88.92% | 88.28% | 84.30% | 86.72% | 85.93% | 83.84% | 83.66% | 84.64% |
avg mortgage rate | 6.66% | 4.73% | 3.06% | 3.35% | 4.39% | 4.67% | 4.17% | 3.82% | 4.04% |
% 15 year fixed mortgage | 5.39% | 9.39% | 8.99% | 12.93% | 10.55% | 11.17% | 13.01% | 13.16% | 12.61% |
avg mortgage rate | 5.73% | 3.88% | 2.45% | 2.80% | 3.79% | 4.07% | 3.31% | 2.99% | 3.14% |
Avg credit score | 747.56 | 775.84 | 764.46 | 766.79 | 772.91 | 760.40 | 752.02 | 750.15 | 751.05 |
Avg LTV (loan to value) | 82.44% | 83.73% | 84.12% | 83.82% | 84.02% | 82.94% | 83.16% | 82.95% | 82.00% |
Avg DTI (debt to income) | 34.28 | 35.94 | 33.15 | 33.45 | 33.38 | 34.31 | 33.14 | 32.57 | 32.36 |
% First time homebuyer | 46.57% | 41.88% | 37.71% | 38.20% | 36.48% | 31.17% | 29.45% | 33.28% | 30.53% |
Avg mortgage insurance % | 13.34% | 14.11% | 13.95% | 13.93% | 14.03% | 12.93% | 11.98% | 12.69% | 11.32% |
Best Mortgage Brokers around Normal, Illinois 61761
For those searching for a new home in Normal, we have compiled a list of the top mortgage brokers located in and around Normal, Illinois 61761 to assist you with your search.
Emergency Loan Center
1603 Visa Dr
Normal IL 61761
(309) 862-2346
http://emergencyloancenter.net
Wise Finance of Normal
1730 Bradford Ln
Normal IL 61761
(309) 268-9473
World Financial Corporation of Illinois
1520 E College Ave
Normal IL 61761
(309) 451-0099
http://worldacceptance.com
Springleaf Financial Services
1540 E College Ave
Normal IL 61761
(309) 451-1876
https://www.springleaf.com/branches/IL/Normal/61761/336
Illinois Title Loans
1315 S Main St
Normal IL 61761
(309) 828-5446
http://www.illinoistitleloansinc.com/
Address
1603 Visa Dr
Normal IL
Contact
(309) 862-2346
http://emergencyloancenter.net
Address
1730 Bradford Ln
Normal IL
Contact
(309) 268-9473
Address
1520 E College Ave
Normal IL
Contact
(309) 451-0099
http://worldacceptance.com