Compare Today’s Mortgage Rates for O Fallon, Illinois

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in O Fallon, Illinois 62269. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $7,250 or $20 / month in O Fallon and surrounding areas of Saint Clair county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for O Fallon, Illinois 62269.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in O Fallon, Illinois 62269

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for O Fallon, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in O Fallon, IL 62269, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for O Fallon, IL

Historical Mortgage Rates for O Fallon, Illinois 62269 from 2013 - 2020

We have compiled mortgage rate charts for home loans in O Fallon, Illinois and around Saint Clair county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around O Fallon, Illinois 62269

If you’re looking to buy a new home in O Fallon, we have compiled a list of the leading mortgage brokers around O Fallon, Illinois 62269 to help you with your search.

Name
Address
Contact

Check 'n Go

1407 W US 50

O Fallon IL 62269

(618) 624-8483

http://www.checkngo.com/

Wells Fargo Home Mortgage

3 Eagle Ctr

O Fallon IL 62269

(618) 632-2600

http://www.wellsfargo.com/mortgage/

Pickering Financial

200 Southview Plz

O Fallon IL 62269

(618) 377-2004

Mortgage Pros

808 Reiss Rd

O Fallon IL 62269

(618) 628-8813

Accent Mortgage Service

1400 S Lincoln Ave

O Fallon IL 62269

(618) 628-1790

http://www.accentmortgage.com

Address

1407 W US 50

O Fallon IL

Contact

(618) 624-8483

http://www.checkngo.com/

Address

3 Eagle Ctr

O Fallon IL

Contact

(618) 632-2600

http://www.wellsfargo.com/mortgage/

Address

200 Southview Plz

O Fallon IL

Contact

(618) 377-2004

News on Mortgages and Reverse Mortgages for O Fallon, Illinois 62269