Compare Today’s Mortgage Rates for Ophiem, Illinois

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Ophiem, Illinois 61468. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $5,108 or $14 / month in Ophiem and surrounding areas of Henry county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Ophiem, Illinois 61468.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Ophiem, Illinois 61468

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Ophiem, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Ophiem, IL 61468, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Ophiem, IL

Historical Mortgage Rates for Ophiem, Illinois 61468 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Ophiem, Illinois and around Henry county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.56% 81.61% 82.82% 85.11% 82.94% 86.92% 86.18% 83.03%
avg mortgage rate 4.96% 4.68% 3.86% 3.97% 4.39% 4.07% 3.84% 4.11%
% 15 year fixed mortgage 11.81% 15.81% 14.63% 12.56% 14.37% 11.01% 11.60% 14.36%
avg mortgage rate 4.37% 3.89% 3.08% 3.10% 3.41% 3.16% 3.01% 3.20%
Avg credit score 760.45 758.55 758.54 756.99 755.11 751.65 750.63 756.66
Avg LTV (loan to value) 77.20% 77.11% 80.43% 81.27% 81.10% 82.11% 82.58% 82.46%
Avg DTI (debt to income) 32.56 33.13 31.53 32.95 33.14 33.28 32.75 33.14
% First time homebuyer 34.51% 28.23% 35.03% 36.88% 31.87% 36.38% 38.00% 34.99%
Avg mortgage insurance % 5.01% 5.22% 8.92% 10.54% 9.70% 11.47% 12.23% 11.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Ophiem, Illinois 61468

If you’re looking to buy a new home in Ophiem, we have compiled a list of the leading mortgage brokers around Ophiem, Illinois 61468 to help you with your search.

Name
Address
Contact

PNC Mortgage

215 W Jefferson St

Morton IL 61468

(309) 263-1922

http://pncmortgage.com

Citizens Mortgage Services In

204 N Main St

Morton IL 61468

(309) 266-6596

Mortgage Exchange

1041 W Jackson St

Morton IL 61468

(309) 266-7729

dmoore@mtgexchange.com

Kouri Mortgage

319 E Forestwood St

Morton IL 61468

(309) 263-2263

American Mortgage Company

1349 W Birchwood St

Morton IL 61468

(309) 266-9839

Address

215 W Jefferson St

Morton IL

Contact

(309) 263-1922

http://pncmortgage.com

Address

204 N Main St

Morton IL

Contact

(309) 266-6596

Address

1041 W Jackson St

Morton IL

Contact

(309) 266-7729

dmoore@mtgexchange.com

News on Mortgages and Reverse Mortgages for Ophiem, Illinois 61468