Compare Today’s Mortgage Rates for Oraville, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Oraville, Illinois 62971. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $6,747 or $19 / month in Oraville and other areas of Jackson county.

Our search engine explores all home mortgage options in Oraville, Illinois 62971, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Oraville, Illinois 62971

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Oraville, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Oraville, IL 62971, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Oraville, IL

Historical Mortgage Rates for Oraville, Illinois 62971 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Oraville, Illinois and around Jackson county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Oraville, Illinois 62971

If you’re looking to buy a new home in Oraville, we have compiled a list of the leading mortgage brokers around Oraville, Illinois 62971 to help you with your search.

Name
Address
Contact

Innovative Mortgage Concepts

1809 Rock Rd

De Soto MO 62971

(636) 586-4700

Flat Branch Homes Loans

16150 Main Circle Dr

Chesterfield MO 62971

(636) 536-9890

Charlie Nager - US Bank Mortgage Loan Originator

101 Hilltown Village Ctr

Chesterfield MO 62971

(314) 616-3350

http://www.mortgage.usbank.com/charlie-nager-chesterfield-mo.html

Mortgage Resources

425 S Woods Mill Rd

Chesterfield MO 62971

(314) 576-5577

kerry@mortgageresources.com

Access Capital Funding

14366 S Outer 40 Rd

Chesterfield MO 62971

(314) 787-0292

http://www.accesscf.com

Address

1809 Rock Rd

De Soto MO

Contact

(636) 586-4700

Address

16150 Main Circle Dr

Chesterfield MO

Contact

(636) 536-9890

Address

101 Hilltown Village Ctr

Chesterfield MO

Contact

(314) 616-3350

http://www.mortgage.usbank.com/charlie-nager-chesterfield-mo.html

News on Mortgages and Reverse Mortgages for Oraville, Illinois 62971