Compare Today’s Mortgage Rates in Oreana, Illinois 62554
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Oreana, Illinois 62554.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $4,930 over the lifetime of your 30-year fixed loan, or a monthly savings of $14 in Oreana and other areas of Macon county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Oreana, Illinois 62554
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Interactive Mortgage Rate Projections for Oreana, Illinois 62554
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Oreana, IL 62554. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Oreana, Illinois 62554 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Oreana, Illinois and around Macon county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Oreana, Illinois 62554
For those searching for a new home in Oreana, we have compiled a list of the top mortgage brokers located in and around Oreana, Illinois 62554 to assist you with your search.
Mortgage One Services
1 S Locust St
Pana IL 62554
(217) 562-2211
taylor.kimberly@mortgageonemi.com
Bancmac
619 5th St
Pawnee IL 62554
(217) 625-2551
ucb@bankucb1.com
TitleMax Title Loans
1699 W Morton Ave
Jacksonville IL 62554
(217) 243-6306
webinquiries@titlemax.com
Heights Finance Corporation
1233 W Morton Ave
Jacksonville IL 62554
(217) 245-1059
customeradvocate@heightsfinance.com
Tower Loan
404 W Morton Ave
Jacksonville IL 62554
(217) 243-5118
http://towerloan.com
Address
1 S Locust St
Pana IL
Contact
(217) 562-2211
taylor.kimberly@mortgageonemi.com
Address
619 5th St
Pawnee IL
Contact
(217) 625-2551
ucb@bankucb1.com
Address
1699 W Morton Ave
Jacksonville IL
Contact
(217) 243-6306
webinquiries@titlemax.com