Compare Today’s Mortgage Rates in Oregon, Illinois 61061
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Oregon, Illinois 61061.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $4,930 over the lifetime of your 30-year fixed loan, or a monthly savings of $14 in Oregon and other areas of Ogle county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Oregon, Illinois 61061
Become a certified mortgage expert on Pureloan.com
in Oregon, Illinois 61061
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Oregon, Illinois 61061
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Oregon, IL 61061. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Oregon, Illinois 61061 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Oregon, Illinois and around Ogle county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.14% | 88.92% | 88.28% | 84.30% | 86.72% | 85.93% | 83.84% | 83.66% | 84.64% |
avg mortgage rate | 6.66% | 4.73% | 3.06% | 3.35% | 4.39% | 4.67% | 4.17% | 3.82% | 4.04% |
% 15 year fixed mortgage | 5.39% | 9.39% | 8.99% | 12.93% | 10.55% | 11.17% | 13.01% | 13.16% | 12.61% |
avg mortgage rate | 5.73% | 3.88% | 2.45% | 2.80% | 3.79% | 4.07% | 3.31% | 2.99% | 3.14% |
Avg credit score | 747.56 | 775.84 | 764.46 | 766.79 | 772.91 | 760.40 | 752.02 | 750.15 | 751.05 |
Avg LTV (loan to value) | 82.44% | 83.73% | 84.12% | 83.82% | 84.02% | 82.94% | 83.16% | 82.95% | 82.00% |
Avg DTI (debt to income) | 34.28 | 35.94 | 33.15 | 33.45 | 33.38 | 34.31 | 33.14 | 32.57 | 32.36 |
% First time homebuyer | 46.57% | 41.88% | 37.71% | 38.20% | 36.48% | 31.17% | 29.45% | 33.28% | 30.53% |
Avg mortgage insurance % | 13.34% | 14.11% | 13.95% | 13.93% | 14.03% | 12.93% | 11.98% | 12.69% | 11.32% |
Best Mortgage Brokers around Oregon, Illinois 61061
For those searching for a new home in Oregon, we have compiled a list of the top mortgage brokers located in and around Oregon, Illinois 61061 to assist you with your search.
First Farm Credit Service
1101 W Pines Rd
Oregon IL 61061
(815) 732-6211
oregon@1stfarmcredit.com
Production Credit Association
1101 W Pines Rd
Oregon IL 61061
(815) 732-6211
http://1stfarmcredit.com
Vandyk Mortgage
13539 Il Route 76
Poplar Grove IL 61061
(815) 765-0220
TitleMax Title Loans
1244 N 7th St
Rochelle IL 61061
(815) 561-0477
webinquiries@titlemax.com
Heights Finance
122 May Mart Dr
Rochelle IL 61061
(815) 561-8844
customeradvocate@heightsfinance.com
Address
1101 W Pines Rd
Oregon IL
Contact
(815) 732-6211
oregon@1stfarmcredit.com
Address
1101 W Pines Rd
Oregon IL
Contact
(815) 732-6211
http://1stfarmcredit.com
Address
13539 Il Route 76
Poplar Grove IL
Contact
(815) 765-0220