Compare Today’s Mortgage Rates in Osco, Illinois 61274
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Osco, Illinois 61274.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $5,341 over the lifetime of your 30-year fixed loan, or a monthly savings of $15 in Osco and other areas of Henry county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Osco, Illinois 61274
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Interactive Mortgage Rate Projections for Osco, Illinois 61274
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Osco, IL 61274. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Osco, Illinois 61274 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Osco, Illinois and around Henry county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.14% | 88.92% | 88.28% | 84.30% | 86.72% | 85.93% | 83.84% | 83.66% | 84.64% |
avg mortgage rate | 6.66% | 4.73% | 3.06% | 3.35% | 4.39% | 4.67% | 4.17% | 3.82% | 4.04% |
% 15 year fixed mortgage | 5.39% | 9.39% | 8.99% | 12.93% | 10.55% | 11.17% | 13.01% | 13.16% | 12.61% |
avg mortgage rate | 5.73% | 3.88% | 2.45% | 2.80% | 3.79% | 4.07% | 3.31% | 2.99% | 3.14% |
Avg credit score | 747.56 | 775.84 | 764.46 | 766.79 | 772.91 | 760.40 | 752.02 | 750.15 | 751.05 |
Avg LTV (loan to value) | 82.44% | 83.73% | 84.12% | 83.82% | 84.02% | 82.94% | 83.16% | 82.95% | 82.00% |
Avg DTI (debt to income) | 34.28 | 35.94 | 33.15 | 33.45 | 33.38 | 34.31 | 33.14 | 32.57 | 32.36 |
% First time homebuyer | 46.57% | 41.88% | 37.71% | 38.20% | 36.48% | 31.17% | 29.45% | 33.28% | 30.53% |
Avg mortgage insurance % | 13.34% | 14.11% | 13.95% | 13.93% | 14.03% | 12.93% | 11.98% | 12.69% | 11.32% |
Best Mortgage Brokers around Osco, Illinois 61274
For those searching for a new home in Osco, we have compiled a list of the top mortgage brokers located in and around Osco, Illinois 61274 to assist you with your search.
Wells Fargo Home Mortgage
28608 Yonk Rd
Prophetstown IL 61274
(815) 227-0624
robert.maund@abbotdowning.com
Heights Finance
1128 Columbus St
Ottawa IL 61274
(815) 433-6406
customeradvocate@heightsfinance.com
1st Farm Credit Services
3184 N State Route 23
Ottawa IL 61274
(815) 433-4259
ottawa@1stfarmcredit.com
Wells Fargo Home Mortgage
716 Columbus St
Ottawa IL 61274
(815) 433-3715
http://www.wellsfargo.com/mortgage/
World Finance Corporation
2744 Columbus St
Ottawa IL 61274
(815) 434-0382
http://worldacceptance.com
Address
28608 Yonk Rd
Prophetstown IL
Contact
(815) 227-0624
robert.maund@abbotdowning.com
Address
1128 Columbus St
Ottawa IL
Contact
(815) 433-6406
customeradvocate@heightsfinance.com
Address
3184 N State Route 23
Ottawa IL
Contact
(815) 433-4259
ottawa@1stfarmcredit.com