Compare Today’s Mortgage Rates in Oswego, Illinois 60543
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Oswego, Illinois 60543.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $10,345 over the lifetime of your 30-year fixed loan, or a monthly savings of $29 in Oswego and other areas of Kendall county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Oswego, Illinois 60543
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Oswego, Illinois 60543
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Oswego, IL 60543. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Oswego, Illinois 60543 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Oswego, Illinois and around Kendall county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.70% | 91.55% | 92.64% | 92.26% | 91.63% | 89.07% | 89.52% | 90.14% | 87.90% |
avg mortgage rate | 6.55% | 4.65% | 3.01% | 3.33% | 4.35% | 4.62% | 4.20% | 3.92% | 4.12% |
% 15 year fixed mortgage | 5.12% | 7.24% | 6.10% | 6.35% | 6.74% | 8.89% | 8.78% | 8.29% | 10.50% |
avg mortgage rate | 5.89% | 3.86% | 2.38% | 2.89% | 3.80% | 3.99% | 3.41% | 3.14% | 3.28% |
Avg credit score | 754.55 | 763.00 | 761.19 | 760.34 | 752.29 | 758.63 | 753.97 | 752.61 | 752.89 |
Avg LTV (loan to value) | 82.05% | 82.54% | 82.90% | 83.25% | 82.78% | 80.26% | 80.47% | 81.62% | 80.80% |
Avg DTI (debt to income) | 38.37 | 36.96 | 35.28 | 35.58 | 36.76 | 36.39 | 35.91 | 35.62 | 35.50 |
% First time homebuyer | 53.23% | 49.87% | 45.48% | 46.81% | 49.14% | 40.66% | 39.34% | 41.40% | 43.05% |
Avg mortgage insurance % | 12.61% | 12.56% | 12.60% | 12.82% | 12.80% | 10.20% | 10.10% | 11.32% | 11.13% |
Best Mortgage Brokers around Oswego, Illinois 60543
For those searching for a new home in Oswego, we have compiled a list of the top mortgage brokers located in and around Oswego, Illinois 60543 to assist you with your search.
Name
Address
Contact
AMI Mortgage Services
16 E Merchants Dr
Oswego IL 60543
(630) 801-1504
MWF Mortgage
320 Ash Grove Ln
Oswego IL 60543
(630) 636-9549
Axis Mortgage
123 W Washington St
Oswego IL 60543
(630) 383-2009
Equity Transportation Co.
1250 US Highway 34
Oswego IL 60543
(630) 499-0418
First Illinois Mortgage
16 E Merchants Dr
Oswego IL 60543
(630) 801-1505
g.amidon@amimortgage.com
Address
16 E Merchants Dr
Oswego IL
Contact
(630) 801-1504
Address
320 Ash Grove Ln
Oswego IL
Contact
(630) 636-9549
Address
123 W Washington St
Oswego IL
Contact
(630) 383-2009