Compare Today’s Mortgage Rates in Pana, Illinois 62557
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Pana, Illinois 62557.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $2,876 over the lifetime of your 30-year fixed loan, or a monthly savings of $8 in Pana and other areas of Christian county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Pana, Illinois 62557
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Interactive Mortgage Rate Projections for Pana, Illinois 62557
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Pana, IL 62557. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Pana, Illinois 62557 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Pana, Illinois and around Christian county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Pana, Illinois 62557
For those searching for a new home in Pana, we have compiled a list of the top mortgage brokers located in and around Pana, Illinois 62557 to assist you with your search.
Mortgage One Services
1 S Locust St
Pana IL 62557
(217) 562-2211
taylor.kimberly@mortgageonemi.com
Tower Loans
119 W Main Cross St
Taylorville IL 62557
(217) 824-3505
towerloan@live.com
Farm Credit Service
1155 E 1500 North Rd
Taylorville IL 62557
(217) 824-3369
ask@farmcredit.com
Heights Finance Corporation
500 N Webster St
Taylorville IL 62557
(217) 287-7900
http://www.heightsfinance.com
Doris Hughes, Broker, GRI
963 E 1330 North Rd
Taylorville IL 62557
(217) 824-5509
dorisann@consolidated.net
Address
1 S Locust St
Pana IL
Contact
(217) 562-2211
taylor.kimberly@mortgageonemi.com
Address
119 W Main Cross St
Taylorville IL
Contact
(217) 824-3505
towerloan@live.com
Address
1155 E 1500 North Rd
Taylorville IL
Contact
(217) 824-3369
ask@farmcredit.com