Compare Today’s Mortgage Rates in Papineau, Illinois 60956
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Papineau, Illinois 60956.
Our search engine thoroughly explores all home mortgage options in Papineau, Illinois 60956, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,109 in lifetime cash or $11 per month in Papineau and other areas of Iroquois county.
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Summary of Average Mortgages in Papineau, Illinois 60956
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Papineau, Illinois 60956
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Papineau, IL 60956. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Papineau, Illinois 60956 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Papineau, Illinois and around Iroquois county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
| 2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
|---|---|---|---|---|---|---|---|---|---|
| % 30 year fixed mortgage | 95.27% | 89.69% | 86.80% | 89.02% | 86.82% | 79.33% | 79.58% | 84.60% | 82.44% |
| avg mortgage rate | 6.68% | 4.81% | 3.12% | 3.42% | 4.50% | 4.72% | 4.13% | 3.80% | 3.89% |
| % 15 year fixed mortgage | 3.38% | 7.84% | 10.22% | 7.80% | 11.06% | 14.73% | 15.18% | 11.75% | 11.83% |
| avg mortgage rate | 5.70% | 4.08% | 2.51% | 3.06% | 3.94% | 4.13% | 3.45% | 3.07% | 3.26% |
| Avg credit score | 738.11 | 782.27 | 760.16 | 765.35 | 743.19 | 742.99 | 771.69 | 750.16 | 750.70 |
| Avg LTV (loan to value) | 85.59% | 84.46% | 85.38% | 87.42% | 84.61% | 83.96% | 83.33% | 83.49% | 82.91% |
| Avg DTI (debt to income) | 37.22 | 34.70 | 33.97 | 33.07 | 33.06 | 32.56 | 32.24 | 31.30 | 31.88 |
| % First time homebuyer | 56.76% | 52.99% | 44.80% | 50.00% | 45.65% | 41.81% | 42.93% | 36.29% | 29.39% |
| Avg mortgage insurance % | 15.67% | 15.96% | 15.76% | 17.90% | 14.57% | 15.17% | 12.91% | 14.10% | 12.71% |
Best Mortgage Brokers around Papineau, Illinois 60956
For those searching for a new home in Papineau, we have compiled a list of the top mortgage brokers located in and around Papineau, Illinois 60956 to assist you with your search.
Name
Address
Contact
TitleMax Title Loans
2298 Gateway Center Dr
Belvidere IL 60956
(815) 544-5703
webinquiries@titlemax.com
Check 'n Go
128 S State St
Belvidere IL 60956
(815) 547-1900
comments@checkngo.com
Springleaf Financial Services
342 W Chrysler Dr
Belvidere IL 60956
(815) 544-3417
compliancehelpline@slfs.com
World Finance
1464 N State St
Belvidere IL 60956
(815) 544-0750
http://www.worldacceptance.com
Belvidere Cash and Carry
2335 Newburg Rd
Belvidere IL 60956
(815) 975-9249
Address
2298 Gateway Center Dr
Belvidere IL
Contact
(815) 544-5703
webinquiries@titlemax.com
Address
128 S State St
Belvidere IL
Contact
(815) 547-1900
comments@checkngo.com
Address
342 W Chrysler Dr
Belvidere IL
Contact
(815) 544-3417
compliancehelpline@slfs.com