Compare Today’s Mortgage Rates for Paris, Illinois

Pureloan searches mortgage lenders and major banks in Paris, Illinois 61944 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $3,283 or $9 / month is expected in Paris and other areas of Edgar county.

Pureloan’s search engine explores all home mortgage options in Paris, Illinois 61944, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Paris, Illinois 61944

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Paris, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Paris, IL 61944, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Paris, IL

Historical Mortgage Rates for Paris, Illinois 61944 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Paris, Illinois and around Edgar county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.56% 81.61% 82.82% 85.11% 82.94% 86.92% 86.18% 83.03%
avg mortgage rate 4.96% 4.68% 3.86% 3.97% 4.39% 4.07% 3.84% 4.11%
% 15 year fixed mortgage 11.81% 15.81% 14.63% 12.56% 14.37% 11.01% 11.60% 14.36%
avg mortgage rate 4.37% 3.89% 3.08% 3.10% 3.41% 3.16% 3.01% 3.20%
Avg credit score 760.45 758.55 758.54 756.99 755.11 751.65 750.63 756.66
Avg LTV (loan to value) 77.20% 77.11% 80.43% 81.27% 81.10% 82.11% 82.58% 82.46%
Avg DTI (debt to income) 32.56 33.13 31.53 32.95 33.14 33.28 32.75 33.14
% First time homebuyer 34.51% 28.23% 35.03% 36.88% 31.87% 36.38% 38.00% 34.99%
Avg mortgage insurance % 5.01% 5.22% 8.92% 10.54% 9.70% 11.47% 12.23% 11.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Paris, Illinois 61944

If you’re looking to buy a new home in Paris, we have compiled a list of the leading mortgage brokers around Paris, Illinois 61944 to help you with your search.

Name
Address
Contact

Farm Credit Service of Illinois

321 N Central Ave

Paris IL 61944

(217) 465-7605

http://farmcreditnetwork.com

Tower Loans

126 N Main St

Paris IL 61944

(217) 465-5600

http://www.towerloan.com/

Courtesy Loans

126 N Main St

Paris IL 61944

(217) 465-5600

http://towerloan.com

Premiere Pawn & Loan

1606 Broadway Ave

Mattoon IL 61944

(217) 258-7296

http://www.facebook.com/

OneMain Financial

136 Dettro Dr

Mattoon IL 61944

(217) 235-0478

http://branches.onemainfinancial.com/il/mattoon/136-dettro-drive.html

Address

321 N Central Ave

Paris IL

Contact

(217) 465-7605

http://farmcreditnetwork.com

Address

126 N Main St

Paris IL

Contact

(217) 465-5600

http://www.towerloan.com/

Address

126 N Main St

Paris IL

Contact

(217) 465-5600

http://towerloan.com

News on Mortgages and Reverse Mortgages for Paris, Illinois 61944