Compare Today’s Mortgage Rates for Peru, Illinois

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Peru, Illinois 61354. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $4,973 or $14 / month in Peru and surrounding areas of La Salle county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Peru, Illinois 61354.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Peru, Illinois 61354

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Peru, IL 61354, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Peru, Illinois 61354 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Peru, Illinois and around La Salle county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.56% 81.61% 82.82% 85.11% 82.94% 86.92% 86.18% 83.03%
avg mortgage rate 4.96% 4.68% 3.86% 3.97% 4.39% 4.07% 3.84% 4.11%
% 15 year fixed mortgage 11.81% 15.81% 14.63% 12.56% 14.37% 11.01% 11.60% 14.36%
avg mortgage rate 4.37% 3.89% 3.08% 3.10% 3.41% 3.16% 3.01% 3.20%
Avg credit score 760.45 758.55 758.54 756.99 755.11 751.65 750.63 756.66
Avg LTV (loan to value) 77.20% 77.11% 80.43% 81.27% 81.10% 82.11% 82.58% 82.46%
Avg DTI (debt to income) 32.56 33.13 31.53 32.95 33.14 33.28 32.75 33.14
% First time homebuyer 34.51% 28.23% 35.03% 36.88% 31.87% 36.38% 38.00% 34.99%
Avg mortgage insurance % 5.01% 5.22% 8.92% 10.54% 9.70% 11.47% 12.23% 11.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Peru, Illinois 61354

If you’re looking to buy a new home in Peru, we have compiled a list of the leading mortgage brokers around Peru, Illinois 61354 to help you with your search.

Name
Address
Contact

World Acceptance Corporation

5301 State Route 251

Peru IL 61354

(815) 223-2240

http://www.worldacceptance.com

World Acceptance

4127 Progress Blvd

Peru IL 61354

(815) 223-2240

http://www.worldacceptance.com

World Acceptance

1100 Peoria St

Peru IL 61354

(815) 780-8352

http://worldacceptance.com

OneMain Financial

3935 Frontage Rd

Peru IL 61354

(815) 224-2631

http://branches.onemainfinancial.com/il/peru/3935-frontage-road.html

Heights Finance

1128 Columbus St

Ottawa IL 61354

(815) 433-6406

customeradvocate@heightsfinance.com

Address

5301 State Route 251

Peru IL

Contact

(815) 223-2240

http://www.worldacceptance.com

Address

4127 Progress Blvd

Peru IL

Contact

(815) 223-2240

http://www.worldacceptance.com

Address

1100 Peoria St

Peru IL

Contact

(815) 780-8352

http://worldacceptance.com

News on Mortgages and Reverse Mortgages for Peru, Illinois 61354