Compare Today’s Mortgage Rates for Pesotum, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Pesotum, Illinois 61863. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $6,003 or $17 / month in Pesotum and other areas of Champaign county.

Our search engine explores all home mortgage options in Pesotum, Illinois 61863, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Pesotum, Illinois 61863

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Pesotum, IL 61863, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Pesotum, Illinois 61863 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Pesotum, Illinois and around Champaign county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.56% 81.61% 82.82% 85.11% 82.94% 86.92% 86.18% 83.03%
avg mortgage rate 4.96% 4.68% 3.86% 3.97% 4.39% 4.07% 3.84% 4.11%
% 15 year fixed mortgage 11.81% 15.81% 14.63% 12.56% 14.37% 11.01% 11.60% 14.36%
avg mortgage rate 4.37% 3.89% 3.08% 3.10% 3.41% 3.16% 3.01% 3.20%
Avg credit score 760.45 758.55 758.54 756.99 755.11 751.65 750.63 756.66
Avg LTV (loan to value) 77.20% 77.11% 80.43% 81.27% 81.10% 82.11% 82.58% 82.46%
Avg DTI (debt to income) 32.56 33.13 31.53 32.95 33.14 33.28 32.75 33.14
% First time homebuyer 34.51% 28.23% 35.03% 36.88% 31.87% 36.38% 38.00% 34.99%
Avg mortgage insurance % 5.01% 5.22% 8.92% 10.54% 9.70% 11.47% 12.23% 11.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Pesotum, Illinois 61863

If you’re looking to buy a new home in Pesotum, we have compiled a list of the leading mortgage brokers around Pesotum, Illinois 61863 to help you with your search.

Name
Address
Contact

World Finance

322 E Champaign Ave

Rantoul IL 61863

(217) 892-5577

http://www.worldacceptance.com

Hartland Mortgage Center

308 E Madison St

Philo IL 61863

(217) 684-2492

Premiere Pawn & Loan

1606 Broadway Ave

Mattoon IL 61863

(217) 258-7296

http://www.facebook.com/

OneMain Financial

136 Dettro Dr

Mattoon IL 61863

(217) 235-0478

http://branches.onemainfinancial.com/il/mattoon/136-dettro-drive.html

TitleMax Title Loans

700 Broadway Ave E

Mattoon IL 61863

(217) 235-4500

webinquiries@titlemax.com

Address

322 E Champaign Ave

Rantoul IL

Contact

(217) 892-5577

http://www.worldacceptance.com

Address

308 E Madison St

Philo IL

Contact

(217) 684-2492

Address

1606 Broadway Ave

Mattoon IL

Contact

(217) 258-7296

http://www.facebook.com/

News on Mortgages and Reverse Mortgages for Pesotum, Illinois 61863