Compare Today’s Mortgage Rates for Pleasant Plains, Illinois

Pureloan searches mortgage lenders and major banks in Pleasant Plains, Illinois 62677 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $7,859 or $22 / month is expected in Pleasant Plains and other areas of Sangamon county.

Pureloan’s search engine explores all home mortgage options in Pleasant Plains, Illinois 62677, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Pleasant Plains, Illinois 62677

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Pleasant Plains, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Pleasant Plains, IL 62677, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Pleasant Plains, IL

Historical Mortgage Rates for Pleasant Plains, Illinois 62677 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Pleasant Plains, Illinois and around Sangamon county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Pleasant Plains, Illinois 62677

If you’re looking to buy a new home in Pleasant Plains, we have compiled a list of the leading mortgage brokers around Pleasant Plains, Illinois 62677 to help you with your search.

Name
Address
Contact

World Finance Corporation

2328 S MacArthur Blvd

Springfield IL 62677

(217) 789-1900

Wells Fargo Home Mortgage

3200 Robbins Rd

Springfield IL 62677

(217) 547-7500

http://www.wellsfargo.com/mortgage/

OneMain Financial

2637 Chatham Rd

Springfield IL 62677

(217) 793-1311

http://branches.onemainfinancial.com/il/springfield/2637-chatham-road.html

Personal Finance Co.

2205 Wabash Ave

Springfield IL 62677

(217) 793-8782

http://www.personalfinancecompany.com/

Midwest Title Loans

2106 S MacArthur Blvd

Springfield IL 62677

(217) 789-7095

https://www.midwesttitleloans.net/Locations/ILLINOIS/Springfield/2106-S-MacArthur-Blvd

Address

2328 S MacArthur Blvd

Springfield IL

Contact

(217) 789-1900

Address

3200 Robbins Rd

Springfield IL

Contact

(217) 547-7500

http://www.wellsfargo.com/mortgage/

Address

2637 Chatham Rd

Springfield IL

Contact

(217) 793-1311

http://branches.onemainfinancial.com/il/springfield/2637-chatham-road.html

News on Mortgages and Reverse Mortgages for Pleasant Plains, Illinois 62677