Compare Today’s Mortgage Rates in Pontiac, Illinois 61764
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Pontiac, Illinois 61764.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $4,109 over the lifetime of your 30-year fixed loan, or a monthly savings of $11 in Pontiac and other areas of Livingston county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
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Summary of Average Mortgages in Pontiac, Illinois 61764
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Pontiac, Illinois 61764
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Pontiac, IL 61764. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Pontiac, Illinois 61764 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Pontiac, Illinois and around Livingston county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.14% | 88.92% | 88.28% | 84.30% | 86.72% | 85.93% | 83.84% | 83.66% | 84.64% |
avg mortgage rate | 6.66% | 4.73% | 3.06% | 3.35% | 4.39% | 4.67% | 4.17% | 3.82% | 4.04% |
% 15 year fixed mortgage | 5.39% | 9.39% | 8.99% | 12.93% | 10.55% | 11.17% | 13.01% | 13.16% | 12.61% |
avg mortgage rate | 5.73% | 3.88% | 2.45% | 2.80% | 3.79% | 4.07% | 3.31% | 2.99% | 3.14% |
Avg credit score | 747.56 | 775.84 | 764.46 | 766.79 | 772.91 | 760.40 | 752.02 | 750.15 | 751.05 |
Avg LTV (loan to value) | 82.44% | 83.73% | 84.12% | 83.82% | 84.02% | 82.94% | 83.16% | 82.95% | 82.00% |
Avg DTI (debt to income) | 34.28 | 35.94 | 33.15 | 33.45 | 33.38 | 34.31 | 33.14 | 32.57 | 32.36 |
% First time homebuyer | 46.57% | 41.88% | 37.71% | 38.20% | 36.48% | 31.17% | 29.45% | 33.28% | 30.53% |
Avg mortgage insurance % | 13.34% | 14.11% | 13.95% | 13.93% | 14.03% | 12.93% | 11.98% | 12.69% | 11.32% |
Best Mortgage Brokers around Pontiac, Illinois 61764
For those searching for a new home in Pontiac, we have compiled a list of the top mortgage brokers located in and around Pontiac, Illinois 61764 to assist you with your search.
Name
Address
Contact
World Finance
305 US Route 66
Pontiac IL 61764
(815) 844-4460
http://worldacceptance.com
Douglass & Assoc
305 W Washington St
Pontiac IL 61764
(815) 842-4393
Tower Loans
307 N Mill St
Pontiac IL 61764
(815) 844-3900
http://towerloan.com
Personal Finance Co.
3 Vermillion Plz
Pontiac IL 61764
(815) 844-3165
http://www.personalfinancecompany.com/
Cash Store
745 W Howard St
Pontiac IL 61764
(815) 844-2020
info@cashstore.co.za
Address
305 US Route 66
Pontiac IL
Contact
(815) 844-4460
http://worldacceptance.com
Address
305 W Washington St
Pontiac IL
Contact
(815) 842-4393
Address
307 N Mill St
Pontiac IL
Contact
(815) 844-3900
http://towerloan.com