Compare Today’s Mortgage Rates for Prophetstown, Illinois

Pureloan searches mortgage lenders and major banks in Prophetstown, Illinois 61277 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $4,696 or $13 / month is expected in Prophetstown and other areas of Whiteside county.

Pureloan’s search engine explores all home mortgage options in Prophetstown, Illinois 61277, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Prophetstown, Illinois 61277

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Prophetstown, IL 61277, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Prophetstown, Illinois 61277 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Prophetstown, Illinois and around Whiteside county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.56% 81.61% 82.82% 85.11% 82.94% 86.92% 86.18% 83.03%
avg mortgage rate 4.96% 4.68% 3.86% 3.97% 4.39% 4.07% 3.84% 4.11%
% 15 year fixed mortgage 11.81% 15.81% 14.63% 12.56% 14.37% 11.01% 11.60% 14.36%
avg mortgage rate 4.37% 3.89% 3.08% 3.10% 3.41% 3.16% 3.01% 3.20%
Avg credit score 760.45 758.55 758.54 756.99 755.11 751.65 750.63 756.66
Avg LTV (loan to value) 77.20% 77.11% 80.43% 81.27% 81.10% 82.11% 82.58% 82.46%
Avg DTI (debt to income) 32.56 33.13 31.53 32.95 33.14 33.28 32.75 33.14
% First time homebuyer 34.51% 28.23% 35.03% 36.88% 31.87% 36.38% 38.00% 34.99%
Avg mortgage insurance % 5.01% 5.22% 8.92% 10.54% 9.70% 11.47% 12.23% 11.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Prophetstown, Illinois 61277

If you’re looking to buy a new home in Prophetstown, we have compiled a list of the leading mortgage brokers around Prophetstown, Illinois 61277 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

28608 Yonk Rd

Prophetstown IL 61277

(815) 227-0624

robert.maund@abbotdowning.com

Thomson Bank Facility

2006 Illinois Route 84

Thomson IL 61277

(815) 259-2455

http://www.savannathomsonstatebank.com

Heights Finance

1128 Columbus St

Ottawa IL 61277

(815) 433-6406

customeradvocate@heightsfinance.com

1st Farm Credit Services

3184 N State Route 23

Ottawa IL 61277

(815) 433-4259

ottawa@1stfarmcredit.com

Wells Fargo Home Mortgage

716 Columbus St

Ottawa IL 61277

(815) 433-3715

http://www.wellsfargo.com/mortgage/

Address

28608 Yonk Rd

Prophetstown IL

Contact

(815) 227-0624

robert.maund@abbotdowning.com

Address

2006 Illinois Route 84

Thomson IL

Contact

(815) 259-2455

http://www.savannathomsonstatebank.com

Address

1128 Columbus St

Ottawa IL

Contact

(815) 433-6406

customeradvocate@heightsfinance.com

News on Mortgages and Reverse Mortgages for Prophetstown, Illinois 61277