Compare Today’s Mortgage Rates in Prophetstown, Illinois 61277
Pureloan is a mortgage search engine that finds the best mortgage rates from top mortgage lenders and major banks in Prophetstown, Illinois 61277.
After exploring all the mortgage options such as fixed-rate, ARM, FHA, VA, USDA, conventional, jumbo, and conforming home mortgages, our calculations show you can save up to $4,520 over the lifetime of your 30-year fixed loan, or a monthly savings of $13 in Prophetstown and other areas of Whiteside county. Pureloan is designed to help you find the right mortgage for your financial situation with the most competitive rates available.
Summary of Average Mortgages in Prophetstown, Illinois 61277
Become a certified mortgage expert on Pureloan.com
in Prophetstown, Illinois 61277
Reach hundreds of thousands of home buyers and refinance customers every month! FREE APPLICATION
Interactive Mortgage Rate Projections for Prophetstown, Illinois 61277
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Prophetstown, IL 61277. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Prophetstown, Illinois 61277 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Prophetstown, Illinois and around Whiteside county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.14% | 88.92% | 88.28% | 84.30% | 86.72% | 85.93% | 83.84% | 83.66% | 84.64% |
avg mortgage rate | 6.66% | 4.73% | 3.06% | 3.35% | 4.39% | 4.67% | 4.17% | 3.82% | 4.04% |
% 15 year fixed mortgage | 5.39% | 9.39% | 8.99% | 12.93% | 10.55% | 11.17% | 13.01% | 13.16% | 12.61% |
avg mortgage rate | 5.73% | 3.88% | 2.45% | 2.80% | 3.79% | 4.07% | 3.31% | 2.99% | 3.14% |
Avg credit score | 747.56 | 775.84 | 764.46 | 766.79 | 772.91 | 760.40 | 752.02 | 750.15 | 751.05 |
Avg LTV (loan to value) | 82.44% | 83.73% | 84.12% | 83.82% | 84.02% | 82.94% | 83.16% | 82.95% | 82.00% |
Avg DTI (debt to income) | 34.28 | 35.94 | 33.15 | 33.45 | 33.38 | 34.31 | 33.14 | 32.57 | 32.36 |
% First time homebuyer | 46.57% | 41.88% | 37.71% | 38.20% | 36.48% | 31.17% | 29.45% | 33.28% | 30.53% |
Avg mortgage insurance % | 13.34% | 14.11% | 13.95% | 13.93% | 14.03% | 12.93% | 11.98% | 12.69% | 11.32% |
Best Mortgage Brokers around Prophetstown, Illinois 61277
For those searching for a new home in Prophetstown, we have compiled a list of the top mortgage brokers located in and around Prophetstown, Illinois 61277 to assist you with your search.
Wells Fargo Home Mortgage
28608 Yonk Rd
Prophetstown IL 61277
(815) 227-0624
robert.maund@abbotdowning.com
Thomson Bank Facility
2006 Illinois Route 84
Thomson IL 61277
(815) 259-2455
http://www.savannathomsonstatebank.com
Heights Finance
1128 Columbus St
Ottawa IL 61277
(815) 433-6406
customeradvocate@heightsfinance.com
1st Farm Credit Services
3184 N State Route 23
Ottawa IL 61277
(815) 433-4259
ottawa@1stfarmcredit.com
Wells Fargo Home Mortgage
716 Columbus St
Ottawa IL 61277
(815) 433-3715
http://www.wellsfargo.com/mortgage/
Address
28608 Yonk Rd
Prophetstown IL
Contact
(815) 227-0624
robert.maund@abbotdowning.com
Address
2006 Illinois Route 84
Thomson IL
Contact
(815) 259-2455
http://www.savannathomsonstatebank.com
Address
1128 Columbus St
Ottawa IL
Contact
(815) 433-6406
customeradvocate@heightsfinance.com