Compare Today’s Mortgage Rates for Prospect Heights, Illinois

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Prospect Heights, Illinois 60070. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $11,315 or $31 / month in Prospect Heights and surrounding areas of Cook county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Prospect Heights, Illinois 60070.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Prospect Heights, Illinois 60070

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Prospect Heights, IL 60070, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Prospect Heights, Illinois 60070 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Prospect Heights, Illinois and around Cook county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.78% 87.76% 89.69% 88.49% 88.96% 88.02% 90.34% 88.63%
avg mortgage rate 4.97% 4.70% 3.90% 4.00% 4.46% 4.13% 3.90% 4.14%
% 15 year fixed mortgage 6.74% 9.79% 8.06% 10.15% 9.61% 10.23% 8.17% 9.96%
avg mortgage rate 4.38% 3.94% 3.19% 3.18% 3.51% 3.28% 3.12% 3.34%
Avg credit score 759.59 761.46 762.23 758.20 754.09 752.53 752.41 752.56
Avg LTV (loan to value) 73.99% 75.67% 78.13% 79.09% 80.50% 81.09% 81.75% 81.14%
Avg DTI (debt to income) 34.68 34.66 34.09 34.60 34.69 35.25 35.30 36.08
% First time homebuyer 38.63% 33.40% 35.61% 39.08% 40.73% 40.93% 40.51% 38.52%
Avg mortgage insurance % 3.55% 4.82% 7.39% 8.39% 10.23% 11.50% 11.59% 10.51%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Prospect Heights, Illinois 60070

If you’re looking to buy a new home in Prospect Heights, we have compiled a list of the leading mortgage brokers around Prospect Heights, Illinois 60070 to help you with your search.

Name
Address
Contact

American Mortgage Providers

664 N Milwaukee Ave

Prospect Heights IL 60070

(847) 808-3100

Prospect Mortgage

21 S Wolf Rd

Prospect Heights IL 60070

(847) 297-6500

Asian American Small Business Assoc

18 E Old Willow Rd

Prospect Heights IL 60070

(773) 545-5449

Palwaukee Currency Exchange

690 N Milwaukee Ave

Prospect Heights IL 60070

(847) 537-7575

Cobalt Finance

5225 Old Orchard Rd

Skokie IL 60070

(847) 967-2552

http://www.cobaltfinance.com/

Address

664 N Milwaukee Ave

Prospect Heights IL

Contact

(847) 808-3100

Address

21 S Wolf Rd

Prospect Heights IL

Contact

(847) 297-6500

Address

18 E Old Willow Rd

Prospect Heights IL

Contact

(773) 545-5449

News on Mortgages and Reverse Mortgages for Prospect Heights, Illinois 60070