Compare Today’s Mortgage Rates for Quincy, Illinois

Pureloan searches mortgage lenders and major banks in Quincy, Illinois 62301 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,112 or $23 / month is expected in Quincy and other areas of Adams county.

Pureloan’s search engine explores all home mortgage options in Quincy, Illinois 62301, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Quincy, Illinois 62301

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Quincy, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Quincy, IL 62301, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Quincy, IL

Historical Mortgage Rates for Quincy, Illinois 62301 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Quincy, Illinois and around Adams county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 75.76% 70.00% 73.91% 77.14% 77.78% 60.47% 65.22% 54.55%
avg mortgage rate 4.91% 4.75% 3.82% 3.97% 4.44% 4.06% 3.66% 3.96%
% 15 year fixed mortgage 18.18% 22.00% 19.57% 17.14% 13.89% 27.91% 26.09% 27.27%
avg mortgage rate 4.29% 3.88% 2.98% 3.08% 3.28% 3.07% 3.03% 3.67%
Avg credit score 751.17 741.52 756.20 757.14 748.28 753.02 761.04 755.64
Avg LTV (loan to value) 81.48% 80.04% 83.20% 77.09% 81.83% 79.42% 78.26% 82.09%
Avg DTI (debt to income) 31.45 30.22 29.89 29.69 29.28 32.37 27.85 33.27
% First time homebuyer 30.30% 30.00% 36.96% 31.43% 27.78% 11.63% 19.57% 27.27%
Avg mortgage insurance % 9.98% 4.98% 13.20% 5.91% 8.44% 8.56% 8.04% 10.45%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Quincy, Illinois 62301

If you’re looking to buy a new home in Quincy, we have compiled a list of the leading mortgage brokers around Quincy, Illinois 62301 to help you with your search.

Name
Address
Contact

1st Farm Credit Services

220 N 48th St

Quincy IL 62301

(217) 222-4000

http://www.1stfarmcredit.com/

Wise Finance of Quincy

5001 Oak St

Quincy IL 62301

(217) 228-1754

http://www.wisefinanceloans.com

First Farm Credit Service

436 S 54th St

Quincy IL 62301

(217) 228-1390

http://www.farmcredit.com/

Personal Finance Co.

3600 Maine St

Quincy IL 62301

(217) 223-6065

pfcinfo@pfcloan.com

Springleaf Financial Services

4360 Broadway St

Quincy IL 62301

(217) 223-7070

compliancehelpline@slfs.com

Address

220 N 48th St

Quincy IL

Contact

(217) 222-4000

http://www.1stfarmcredit.com/

Address

5001 Oak St

Quincy IL

Contact

(217) 228-1754

http://www.wisefinanceloans.com

Address

436 S 54th St

Quincy IL

Contact

(217) 228-1390

http://www.farmcredit.com/

News on Mortgages and Reverse Mortgages for Quincy, Illinois 62301