Compare Today’s Mortgage Rates in Rantoul, Illinois 61866
Pureloan is a mortgage search engine dedicated to thoroughly searching major lenders and finding you the best mortgage rates in Rantoul, Illinois 61866.
Whether you are seeking a fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, or conforming home mortgage, our search engine explores all the options in Rantoul, Illinois 61866. For a 30-year fixed loan, our calculations show that you can expect to save up to $2,794 over the lifetime of your mortgage, which translates to a monthly savings of $8 in Rantoul and other areas of Champaign county.
Summary of Average Mortgages in Rantoul, Illinois 61866
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Interactive Mortgage Rate Projections for Rantoul, Illinois 61866
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Rantoul, IL 61866. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Rantoul, Illinois 61866 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Rantoul, Illinois and around Champaign county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 93.14% | 88.92% | 88.28% | 84.30% | 86.72% | 85.93% | 83.84% | 83.66% | 84.64% |
avg mortgage rate | 6.66% | 4.73% | 3.06% | 3.35% | 4.39% | 4.67% | 4.17% | 3.82% | 4.04% |
% 15 year fixed mortgage | 5.39% | 9.39% | 8.99% | 12.93% | 10.55% | 11.17% | 13.01% | 13.16% | 12.61% |
avg mortgage rate | 5.73% | 3.88% | 2.45% | 2.80% | 3.79% | 4.07% | 3.31% | 2.99% | 3.14% |
Avg credit score | 747.56 | 775.84 | 764.46 | 766.79 | 772.91 | 760.40 | 752.02 | 750.15 | 751.05 |
Avg LTV (loan to value) | 82.44% | 83.73% | 84.12% | 83.82% | 84.02% | 82.94% | 83.16% | 82.95% | 82.00% |
Avg DTI (debt to income) | 34.28 | 35.94 | 33.15 | 33.45 | 33.38 | 34.31 | 33.14 | 32.57 | 32.36 |
% First time homebuyer | 46.57% | 41.88% | 37.71% | 38.20% | 36.48% | 31.17% | 29.45% | 33.28% | 30.53% |
Avg mortgage insurance % | 13.34% | 14.11% | 13.95% | 13.93% | 14.03% | 12.93% | 11.98% | 12.69% | 11.32% |
Best Mortgage Brokers around Rantoul, Illinois 61866
For those searching for a new home in Rantoul, we have compiled a list of the top mortgage brokers located in and around Rantoul, Illinois 61866 to assist you with your search.
World Finance
322 E Champaign Ave
Rantoul IL 61866
(217) 892-5577
http://www.worldacceptance.com
Premiere Pawn & Loan
1606 Broadway Ave
Mattoon IL 61866
(217) 258-7296
http://www.facebook.com/
OneMain Financial
136 Dettro Dr
Mattoon IL 61866
(217) 235-0478
http://branches.onemainfinancial.com/il/mattoon/136-dettro-drive.html
TitleMax Title Loans
700 Broadway Ave E
Mattoon IL 61866
(217) 235-4500
webinquiries@titlemax.com
Springleaf Financial Services
1304 Charleston Ave
Mattoon IL 61866
(217) 235-0366
compliancehelpline@slfs.com
Address
322 E Champaign Ave
Rantoul IL
Contact
(217) 892-5577
http://www.worldacceptance.com
Address
1606 Broadway Ave
Mattoon IL
Contact
(217) 258-7296
http://www.facebook.com/
Address
136 Dettro Dr
Mattoon IL
Contact
(217) 235-0478
http://branches.onemainfinancial.com/il/mattoon/136-dettro-drive.html