Compare Today’s Mortgage Rates for Rock Falls, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Rock Falls, Illinois 61071. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $4,521 or $13 / month in Rock Falls and other areas of Whiteside county.

Our search engine explores all home mortgage options in Rock Falls, Illinois 61071, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Rock Falls, Illinois 61071

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Rock Falls, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Rock Falls, IL 61071, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Rock Falls, IL

Historical Mortgage Rates for Rock Falls, Illinois 61071 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Rock Falls, Illinois and around Whiteside county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.56% 81.61% 82.82% 85.11% 82.94% 86.92% 86.18% 83.03%
avg mortgage rate 4.96% 4.68% 3.86% 3.97% 4.39% 4.07% 3.84% 4.11%
% 15 year fixed mortgage 11.81% 15.81% 14.63% 12.56% 14.37% 11.01% 11.60% 14.36%
avg mortgage rate 4.37% 3.89% 3.08% 3.10% 3.41% 3.16% 3.01% 3.20%
Avg credit score 760.45 758.55 758.54 756.99 755.11 751.65 750.63 756.66
Avg LTV (loan to value) 77.20% 77.11% 80.43% 81.27% 81.10% 82.11% 82.58% 82.46%
Avg DTI (debt to income) 32.56 33.13 31.53 32.95 33.14 33.28 32.75 33.14
% First time homebuyer 34.51% 28.23% 35.03% 36.88% 31.87% 36.38% 38.00% 34.99%
Avg mortgage insurance % 5.01% 5.22% 8.92% 10.54% 9.70% 11.47% 12.23% 11.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Rock Falls, Illinois 61071

If you’re looking to buy a new home in Rock Falls, we have compiled a list of the leading mortgage brokers around Rock Falls, Illinois 61071 to help you with your search.

Name
Address
Contact

World Finance

206 Dixon Ave

Rock Falls IL 61071

(815) 535-9230

http://worldacceptance.com

Title Cash Of Illinois

931 1st Ave

Rock Falls IL 61071

(815) 535-0485

landmark@cin.net

Heights Finance Corporation

905 W Rock Falls Rd

Rock Falls IL 61071

(815) 626-8000

http://heightsfinance.com

Top Flite Financial

723 W Rock Falls Rd

Rock Falls IL 61071

(815) 625-5540

http://fairwaymadison.com

Fidelity Mortgage Of Il

11415 Main St

Roscoe IL 61071

(815) 623-8887

Address

206 Dixon Ave

Rock Falls IL

Contact

(815) 535-9230

http://worldacceptance.com

Address

931 1st Ave

Rock Falls IL

Contact

(815) 535-0485

landmark@cin.net

Address

905 W Rock Falls Rd

Rock Falls IL

Contact

(815) 626-8000

http://heightsfinance.com

News on Mortgages and Reverse Mortgages for Rock Falls, Illinois 61071