Compare Today’s Mortgage Rates for Saint Charles, Illinois

Pureloan searches major banks and mortgage lenders all over the nation for the best home loan rates in Saint Charles, Illinois 60174. Pureloan also provides a report on popular mortgage brokers in your area and a detailed analysis of your home loan payments. For a 30-year fixed loan, expected lifetime cash savings are $11,041 or $31 / month in Saint Charles and surrounding areas of Kane county.

Our search engine explores all possible home mortgage options including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages for Saint Charles, Illinois 60174.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Saint Charles, Illinois 60174

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Saint Charles, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Saint Charles, IL 60174, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Saint Charles, IL

Historical Mortgage Rates for Saint Charles, Illinois 60174 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Saint Charles, Illinois and around Kane county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 91.75% 89.24% 88.79% 89.10% 89.29% 88.57% 91.06% 89.81%
avg mortgage rate 5.00% 4.68% 3.94% 4.03% 4.48% 4.14% 3.93% 4.16%
% 15 year fixed mortgage 6.87% 8.31% 8.99% 9.43% 8.88% 9.36% 7.44% 8.48%
avg mortgage rate 4.40% 3.99% 3.28% 3.18% 3.53% 3.33% 3.18% 3.47%
Avg credit score 759.54 762.15 760.88 757.28 753.55 750.95 751.98 751.40
Avg LTV (loan to value) 76.24% 77.43% 79.50% 80.85% 81.55% 82.47% 82.77% 82.25%
Avg DTI (debt to income) 34.55 34.53 34.07 34.70 35.19 35.61 35.77 36.11
% First time homebuyer 40.72% 37.42% 36.61% 41.95% 41.97% 43.55% 41.15% 39.12%
Avg mortgage insurance % 4.29% 5.62% 8.36% 10.06% 11.35% 12.73% 12.65% 11.78%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Saint Charles, Illinois 60174

If you’re looking to buy a new home in Saint Charles, we have compiled a list of the leading mortgage brokers around Saint Charles, Illinois 60174 to help you with your search.

Name
Address
Contact

Mortgage Services

2601 Oak St

Saint Charles IL 60174

(630) 584-8128

Cherry Creek Mortgage

40W310 Lafox Rd

Saint Charles IL 60174

(630) 762-9600

info@ccmclending.com

Vision Mortgage Group

201 W Main St

Saint Charles IL 60174

(630) 513-1550

http://visionloan.com

Chicago Mortgage Funding

103 N 11th Ave

Saint Charles IL 60174

(630) 587-4524

Bret Reifsteck

135 Smith Rd

Saint Charles IL 60174

(630) 762-7302

Address

2601 Oak St

Saint Charles IL

Contact

(630) 584-8128

Address

40W310 Lafox Rd

Saint Charles IL

Contact

(630) 762-9600

info@ccmclending.com

Address

201 W Main St

Saint Charles IL

Contact

(630) 513-1550

http://visionloan.com

News on Mortgages and Reverse Mortgages for Saint Charles, Illinois 60174