Compare Today’s Mortgage Rates for Saint Francisville, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Saint Francisville, Illinois 62460. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $1,823 or $5 / month in Saint Francisville and other areas of Lawrence county.

Our search engine explores all home mortgage options in Saint Francisville, Illinois 62460, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Saint Francisville, Illinois 62460

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Saint Francisville, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Saint Francisville, IL 62460, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Saint Francisville, IL

Historical Mortgage Rates for Saint Francisville, Illinois 62460 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Saint Francisville, Illinois and around Lawrence county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Saint Francisville, Illinois 62460

If you’re looking to buy a new home in Saint Francisville, we have compiled a list of the leading mortgage brokers around Saint Francisville, Illinois 62460 to help you with your search.

Name
Address
Contact

Wells Fargo Home Mortgage

2950 N Water St

Decatur IL 62460

(217) 875-5967

http://www.wellsfargo.com/mortgage/

State Finance Co.

701 W Pershing Rd

Decatur IL 62460

(217) 872-7666

World Finance

3745 N Woodford St

Decatur IL 62460

(217) 876-9168

http://www.worldfinance.com/

Wintrust Mortgage

1610 E Pershing Rd

Decatur IL 62460

(217) 875-7149

Farm Credit Service

2415 E Mound Rd

Decatur IL 62460

(217) 877-3141

http://farmcreditnetwork.com

Address

2950 N Water St

Decatur IL

Contact

(217) 875-5967

http://www.wellsfargo.com/mortgage/

Address

701 W Pershing Rd

Decatur IL

Contact

(217) 872-7666

Address

3745 N Woodford St

Decatur IL

Contact

(217) 876-9168

http://www.worldfinance.com/

News on Mortgages and Reverse Mortgages for Saint Francisville, Illinois 62460