Compare Today’s Mortgage Rates for Saint Joseph, Illinois

Pureloan searches mortgage lenders and major banks in Saint Joseph, Illinois 61873 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $8,957 or $25 / month is expected in Saint Joseph and other areas of Champaign county.

Pureloan’s search engine explores all home mortgage options in Saint Joseph, Illinois 61873, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Saint Joseph, Illinois 61873

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Saint Joseph, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Saint Joseph, IL 61873, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Saint Joseph, IL

Historical Mortgage Rates for Saint Joseph, Illinois 61873 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Saint Joseph, Illinois and around Champaign county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 85.56% 81.61% 82.82% 85.11% 82.94% 86.92% 86.18% 83.03%
avg mortgage rate 4.96% 4.68% 3.86% 3.97% 4.39% 4.07% 3.84% 4.11%
% 15 year fixed mortgage 11.81% 15.81% 14.63% 12.56% 14.37% 11.01% 11.60% 14.36%
avg mortgage rate 4.37% 3.89% 3.08% 3.10% 3.41% 3.16% 3.01% 3.20%
Avg credit score 760.45 758.55 758.54 756.99 755.11 751.65 750.63 756.66
Avg LTV (loan to value) 77.20% 77.11% 80.43% 81.27% 81.10% 82.11% 82.58% 82.46%
Avg DTI (debt to income) 32.56 33.13 31.53 32.95 33.14 33.28 32.75 33.14
% First time homebuyer 34.51% 28.23% 35.03% 36.88% 31.87% 36.38% 38.00% 34.99%
Avg mortgage insurance % 5.01% 5.22% 8.92% 10.54% 9.70% 11.47% 12.23% 11.93%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Saint Joseph, Illinois 61873

If you’re looking to buy a new home in Saint Joseph, we have compiled a list of the leading mortgage brokers around Saint Joseph, Illinois 61873 to help you with your search.

Name
Address
Contact

Premiere Pawn & Loan

1606 Broadway Ave

Mattoon IL 61873

(217) 258-7296

http://www.facebook.com/

OneMain Financial

136 Dettro Dr

Mattoon IL 61873

(217) 235-0478

http://branches.onemainfinancial.com/il/mattoon/136-dettro-drive.html

TitleMax Title Loans

700 Broadway Ave E

Mattoon IL 61873

(217) 235-4500

webinquiries@titlemax.com

Springleaf Financial Services

1304 Charleston Ave

Mattoon IL 61873

(217) 235-0366

compliancehelpline@slfs.com

Heights Finance

1500 Lake Land Blvd

Mattoon IL 61873

(217) 235-2274

customeradvocate@heightsfinance.com

Address

1606 Broadway Ave

Mattoon IL

Contact

(217) 258-7296

http://www.facebook.com/

Address

136 Dettro Dr

Mattoon IL

Contact

(217) 235-0478

http://branches.onemainfinancial.com/il/mattoon/136-dettro-drive.html

Address

700 Broadway Ave E

Mattoon IL

Contact

(217) 235-4500

webinquiries@titlemax.com

News on Mortgages and Reverse Mortgages for Saint Joseph, Illinois 61873