Compare Today’s Mortgage Rates for Saint Libory, Illinois

Pureloan searches mortgage lenders and major banks in Saint Libory, Illinois 62282 finding the best mortgage rates. We also provide a list of the best mortgage brokers in your area and an analysis of your future home loan payments. For a 30-year fixed loan, lifetime cash savings of $6,003 or $17 / month is expected in Saint Libory and other areas of Saint Clair county.

Pureloan’s search engine explores all home mortgage options in Saint Libory, Illinois 62282, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Saint Libory, Illinois 62282

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive and Personalized Mortage Rates Analysis

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Saint Libory, IL 62282, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Historical Mortgage Rates for Saint Libory, Illinois 62282 from 2012 - 2019

We have compiled mortgage rate charts for home loans in Saint Libory, Illinois and around Saint Clair county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Saint Libory, Illinois 62282

If you’re looking to buy a new home in Saint Libory, we have compiled a list of the leading mortgage brokers around Saint Libory, Illinois 62282 to help you with your search.

Name
Address
Contact

Guaranteed Rate

101 N Main St

Smithton IL 62282

(618) 624-1000

http://www.guaranteedrate.com/

Check 'n Go

421 N 32nd St

Quincy IL 62282

(217) 228-2000

http://www.checkngo.com/

Illinois Title Loans

1800 Broadway St

Quincy IL 62282

(217) 223-7471

http://www.illinoistitleloansinc.com/

TitleMax Title Loans

2535 Broadway St

Quincy IL 62282

(217) 223-1606

webinquiries@titlemax.com

Check 'n Go

3127 Broadway St

Quincy IL 62282

(217) 228-2000

comments@checkngo.com

Address

101 N Main St

Smithton IL

Contact

(618) 624-1000

http://www.guaranteedrate.com/

Address

421 N 32nd St

Quincy IL

Contact

(217) 228-2000

http://www.checkngo.com/

Address

1800 Broadway St

Quincy IL

Contact

(217) 223-7471

http://www.illinoistitleloansinc.com/

News on Mortgages and Reverse Mortgages for Saint Libory, Illinois 62282