Compare Today’s Mortgage Rates in Sawyerville, Illinois 62085
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Sawyerville, Illinois 62085.
Our search engine thoroughly explores all home mortgage options in Sawyerville, Illinois 62085, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $1,972 in lifetime cash or $5 per month in Sawyerville and other areas of Macoupin county.
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Summary of Average Mortgages in Sawyerville, Illinois 62085
Rate
APR
Expected Savings
Monthly Payment
Total Closing Costs
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Interactive Mortgage Rate Projections for Sawyerville, Illinois 62085
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Sawyerville, IL 62085. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Sawyerville, Illinois 62085 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Sawyerville, Illinois and around Macoupin county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 92.67% | 89.46% | 88.93% | 86.85% | 86.86% | 86.36% | 82.41% | 82.68% | 84.24% |
avg mortgage rate | 6.60% | 4.80% | 3.04% | 3.27% | 4.37% | 4.60% | 4.14% | 3.83% | 4.04% |
% 15 year fixed mortgage | 4.19% | 8.46% | 8.66% | 11.11% | 8.89% | 9.50% | 13.97% | 11.36% | 11.67% |
avg mortgage rate | 5.92% | 3.86% | 2.32% | 2.72% | 3.72% | 4.01% | 3.37% | 3.07% | 3.13% |
Avg credit score | 742.05 | 757.63 | 746.76 | 751.02 | 763.81 | 755.04 | 783.82 | 751.10 | 752.23 |
Avg LTV (loan to value) | 86.68% | 86.56% | 85.96% | 85.63% | 84.08% | 82.84% | 83.55% | 84.04% | 82.40% |
Avg DTI (debt to income) | 34.25 | 33.95 | 32.75 | 32.34 | 33.24 | 33.63 | 33.01 | 31.89 | 32.18 |
% First time homebuyer | 56.54% | 43.13% | 38.93% | 37.80% | 35.18% | 28.32% | 23.10% | 25.33% | 23.74% |
Avg mortgage insurance % | 17.32% | 16.37% | 16.02% | 15.75% | 14.12% | 13.09% | 12.89% | 13.71% | 11.98% |
Best Mortgage Brokers around Sawyerville, Illinois 62085
For those searching for a new home in Sawyerville, we have compiled a list of the top mortgage brokers located in and around Sawyerville, Illinois 62085 to assist you with your search.
Name
Address
Contact
TitleMax Title Loans
1102 E Edwardsville Rd
Wood River IL 62085
(618) 254-1800
webinquiries@titlemax.com
Dollars Today
898 E Edwardsville Rd
Wood River IL 62085
(618) 254-5270
dtinfo@dollars-today.com
Ardmore Finance Inc.
33 E Ferguson Ave
Wood River IL 62085
(618) 251-9777
Address
1102 E Edwardsville Rd
Wood River IL
Contact
(618) 254-1800
webinquiries@titlemax.com
Address
898 E Edwardsville Rd
Wood River IL
Contact
(618) 254-5270
dtinfo@dollars-today.com
Address
33 E Ferguson Ave
Wood River IL
Contact
(618) 251-9777