Compare Today’s Mortgage Rates in Scheller, Illinois 62883
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Scheller, Illinois 62883.
Our search engine thoroughly explores all home mortgage options in Scheller, Illinois 62883, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $4,027 in lifetime cash or $11 per month in Scheller and other areas of Jefferson county.
Summary of Average Mortgages in Scheller, Illinois 62883
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Interactive Mortgage Rate Projections for Scheller, Illinois 62883
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Scheller, IL 62883. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Scheller, Illinois 62883 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Scheller, Illinois and around Jefferson county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Scheller, Illinois 62883
For those searching for a new home in Scheller, we have compiled a list of the top mortgage brokers located in and around Scheller, Illinois 62883 to assist you with your search.
Cash Store
103 Baldridge Rd
Salem IL 62883
(618) 548-6200
http://www.cashstore.com
State Finance
222 W Main St
Salem IL 62883
(618) 548-8999
gregarchibald@aol.com
Personal Finance
1325 W Whittaker St
Salem IL 62883
(618) 548-5095
pfcinfo@pfcloan.com
World Finance
704 E Walnut St
Carbondale IL 62883
(618) 529-1436
OneMain Financial
1000 N Carbon St
Marion IL 62883
(618) 997-5457
http://branches.onemainfinancial.com/il/marion/1000-n--carbon-street.html
Address
103 Baldridge Rd
Salem IL
Contact
(618) 548-6200
http://www.cashstore.com
Address
222 W Main St
Salem IL
Contact
(618) 548-8999
gregarchibald@aol.com
Address
1325 W Whittaker St
Salem IL
Contact
(618) 548-5095
pfcinfo@pfcloan.com