Compare Today’s Mortgage Rates in Scottville, Illinois 62683
Pureloan is dedicated to helping you secure the best mortgage rates by conducting extensive searches among mortgage lenders and major banks in Scottville, Illinois 62683.
Our search engine thoroughly explores all home mortgage options in Scottville, Illinois 62683, including fixed-rate, adjustable-rate (ARM), FHA, VA, USDA, conventional, jumbo, and conforming home mortgages. Based on our calculations, we estimate that for a 30-year fixed loan, you can expect to save $3,246 in lifetime cash or $9 per month in Scottville and other areas of Macoupin county.
Summary of Average Mortgages in Scottville, Illinois 62683
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Interactive Mortgage Rate Projections for Scottville, Illinois 62683
Pureloan has developed an interactive chart to help you forecast and predict mortgage rates in Scottville, IL 62683. This chart tracks the rates of the five largest nationwide lenders based on historical data from closed mortgage financings and projections using our proprietary modeling.
Historical Mortgage Rates in Scottville, Illinois 62683 from 2024 - 2016
We have compiled mortgage rates charts for home loans in Scottville, Illinois and around Macoupin county to provide insight into trends that may be helpful during your home buying process. This data is derived from actual closed loans.
2024 | 2023 | 2022 | 2021 | 2020 | 2019 | 2018 | 2017 | 2016 | |
---|---|---|---|---|---|---|---|---|---|
% 30 year fixed mortgage | 90.30% | 87.91% | 82.42% | 82.72% | 84.19% | 85.23% | 77.92% | 86.59% | |
avg mortgage rate | 4.16% | 3.89% | 4.07% | 4.47% | 4.00% | 3.93% | 4.76% | 5.03% | |
% 15 year fixed mortgage | 8.44% | 9.85% | 11.62% | 13.60% | 13.03% | 11.38% | 16.40% | 10.11% | |
avg mortgage rate | 3.31% | 3.16% | 3.23% | 3.51% | 3.25% | 3.30% | 3.87% | 4.38% | |
Avg credit score | 793.88 | 754.84 | 757.27 | 758.67 | 759.34 | 762.31 | 764.96 | 761.58 | |
Avg LTV (loan to value) | 82.79% | 83.99% | 83.72% | 83.15% | 81.73% | 79.26% | 77.87% | 77.04% | |
Avg DTI (debt to income) | 34.39 | 32.60 | 32.38 | 32.26 | 31.62 | 30.78 | 32.29 | 31.71 | |
% First time homebuyer | 16.88% | 25.52% | 29.83% | 27.57% | 29.49% | 28.00% | 27.76% | 36.26% | |
Avg mortgage insurance % | 13.27% | 13.90% | 14.35% | 11.63% | 11.57% | 9.20% | 6.08% | 5.09% |
Best Mortgage Brokers around Scottville, Illinois 62683
For those searching for a new home in Scottville, we have compiled a list of the top mortgage brokers located in and around Scottville, Illinois 62683 to assist you with your search.
World Finance Corporation
2328 S MacArthur Blvd
Springfield IL 62683
(217) 789-1900
Wells Fargo Home Mortgage
3200 Robbins Rd
Springfield IL 62683
(217) 547-7500
http://www.wellsfargo.com/mortgage/
OneMain Financial
2637 Chatham Rd
Springfield IL 62683
(217) 793-1311
http://branches.onemainfinancial.com/il/springfield/2637-chatham-road.html
Personal Finance Co.
2205 Wabash Ave
Springfield IL 62683
(217) 793-8782
http://www.personalfinancecompany.com/
Midwest Title Loans
2106 S MacArthur Blvd
Springfield IL 62683
(217) 789-7095
https://www.midwesttitleloans.net/Locations/ILLINOIS/Springfield/2106-S-MacArthur-Blvd
Address
2328 S MacArthur Blvd
Springfield IL
Contact
(217) 789-1900
Address
3200 Robbins Rd
Springfield IL
Contact
(217) 547-7500
http://www.wellsfargo.com/mortgage/
Address
2637 Chatham Rd
Springfield IL
Contact
(217) 793-1311
http://branches.onemainfinancial.com/il/springfield/2637-chatham-road.html