Compare Today’s Mortgage Rates for Shelbyville, Illinois

Pureloan searches major banks and mortgage lenders finding the best mortgage rates in Shelbyville, Illinois 62565. Pureloan also provides a listing of the best mortgage brokers in your area and a detailed analysis of your future home loan payments. For a 30-year fixed loan, you may expect to have lifetime cash savings of $6,134 or $17 / month in Shelbyville and other areas of Shelby county.

Our search engine explores all home mortgage options in Shelbyville, Illinois 62565, including fixed rate, adjustable rate (ARM), FHA, VA, USDA, conventional, jumbo and conforming home mortgages.

30 Year Fixed Mortgage Rates Customized for April 21, 2021

Today's 30 Year Fixed Mortgage Rates

Summary of Average Mortgage Terms in Shelbyville, Illinois 62565

Rate

APR

Expected Savings

Monthly Payment

Total Closing Costs

Interactive Mortgage Rate Projections for Shelbyville, IL

Source: Fannie Mae and Freddie Mac


To forecast and predict mortgage rates in Shelbyville, IL 62565, Pureloan has created an interactive chart to track the 5 largest nationwide lenders. Historical rates are based on closed mortgage financings, and projections are based on proprietary modeling.

Local Mortgage Rates for Shelbyville, IL

Historical Mortgage Rates for Shelbyville, Illinois 62565 from 2013 - 2020

We have compiled mortgage rate charts for home loans in Shelbyville, Illinois and around Shelby county to help you understand trends for your home purchase process. This data is produced from actual closed loans.

2013 2014 2015 2016 2017 2018 2019 2020
% 30 year fixed mortgage 86.59% 77.92% 85.23% 84.19% 82.72% 82.42% 87.91% 90.30%
avg mortgage rate 5.03% 4.76% 3.93% 4.00% 4.47% 4.07% 3.89% 4.16%
% 15 year fixed mortgage 10.11% 16.40% 11.38% 13.03% 13.60% 11.62% 9.85% 8.44%
avg mortgage rate 4.38% 3.87% 3.30% 3.25% 3.51% 3.23% 3.16% 3.31%
Avg credit score 761.58 764.96 762.31 759.34 758.67 757.27 754.84 793.88
Avg LTV (loan to value) 77.04% 77.87% 79.26% 81.73% 83.15% 83.72% 83.99% 82.79%
Avg DTI (debt to income) 31.71 32.29 30.78 31.62 32.26 32.38 32.60 34.39
% First time homebuyer 36.26% 27.76% 28.00% 29.49% 27.57% 29.83% 25.52% 16.88%
Avg mortgage insurance % 5.09% 6.08% 9.20% 11.57% 11.63% 14.35% 13.90% 13.27%

Data produced from the Financial Report of the US Government

Best Mortgage Brokers Around Shelbyville, Illinois 62565

If you’re looking to buy a new home in Shelbyville, we have compiled a list of the leading mortgage brokers around Shelbyville, Illinois 62565 to help you with your search.

Name
Address
Contact

Rabo Agri Finance

142 N Morgan St

Shelbyville IL 62565

(217) 774-1515

TitleMax Title Loans

1699 W Morton Ave

Jacksonville IL 62565

(217) 243-6306

webinquiries@titlemax.com

Heights Finance Corporation

1233 W Morton Ave

Jacksonville IL 62565

(217) 245-1059

customeradvocate@heightsfinance.com

Tower Loan

404 W Morton Ave

Jacksonville IL 62565

(217) 243-5118

http://towerloan.com

Dollars Today

1166 W Morton Ave

Jacksonville IL 62565

(217) 479-0033

dtinfo@dollars-today.com

Address

142 N Morgan St

Shelbyville IL

Contact

(217) 774-1515

Address

1699 W Morton Ave

Jacksonville IL

Contact

(217) 243-6306

webinquiries@titlemax.com

Address

1233 W Morton Ave

Jacksonville IL

Contact

(217) 245-1059

customeradvocate@heightsfinance.com

News on Mortgages and Reverse Mortgages for Shelbyville, Illinois 62565